Personal Finance

From YOLO to Financial Literacy: My Wake-up Call Picture this: It’s Friday night, and you’re out with your friends, having a blast, living your best life, and thinking to yourself, “YOLO, right?” You get paid, and you immediately splurge on drinks, dinner, and maybe even a new outfit. You feel invincible, on top of the world, and in…

Debt consolidation is a financial strategy that combines multiple debts into one single loan. Through debt consolidation, you can consolidate your monthly payments into one payment and reduce your overall interest rate. This helps people manage their debt more efficiently, freeing up more money for other expenses in the process. …

The Rich people don’t keep money they don’t buy things with their own money Money is nothing but a piece of paper. The government can print as much money as they want. Once the currency becomes digital the government can introduce new pool of coins whenever they like. What happens…

As the saying goes “time is money”, “money is time”! They go hand in hand. Both statements are equally true. When you have time on your side, you can make a lot of money. And more money will allow you more time. The average young man just starting out has…

Payday loans are a type of short-term loan that can be used to cover an unexpected expense or to bridge a financial gap between pay periods. These types of loans typically have higher interest rates than traditional bank loans and should only be used in emergencies. Generally, the amount borrowed…