From the employee’s point of view, there is no discernible difference between a self-funded health plan and a fully insured health plan. To the employee, they work exactly the same.
I’ll put it right out there: If your business covers over 100 employees and you don’t self-fund your dental plan, you’re probably flushing money down the drain.
The only viable reasons not to self-fund your plan would be because you are operating a voluntary dental…
Let me let you in on a little startup secret: you want your prospective customers in pain. Lots of pain. Really suffering, like if their hands were being held over an open fire and the flames were starting to make their skin blister, blacken and burn.