Spending

Creating and following a spending plan can help you stay on top of your finances and achieve your financial goals. It can be daunting to create a budget that works for you, but with the right tools and guidance, you can create a spending plan that will help you make…

We like to work for things. That’s how we’re wired. We’ve gotta work for our bread. It’s not handed to us on a silver platter unless of course you’re from the 0.001% …

Tracking personal spending is daunting. It’s like you’re exposing yourself…to yourself. You get up close and personal with where your money goes, your spending patterns, where you overspend, where you spend just enough, how frequently you spend… all the things. I started 2023 with a goal of tracking my spending…

In our everyday lives, we all have good habits and bad habits. That is true for our spending habits too — some are good and some need improvement. It’s important we ensure we are using every dollar wisely. …

Happy new year! Continuing my habit of recapping the previous month’s spending as well as budgeting for the next month. January 2023 Spending: $10,577 vs $11,095 Mortgage: 26% vs 24% Groceries: 6% vs 3% Shopping: 0% vs 0% Dining Out: 4% vs 3% Health: 46% vs 63% Transportation: 0% vs 0% Work: 0% vs 0% Gifts…

We hit the jackpot by being born in America. We have the chance to go from broke to rich in one lifetime. Heck, we can achieve incredible wealth in 20 years if we truly try. Unfortunately, most people will never seize this fantastic opportunity. Not because they didn’t work hard…

When we get paid we spend first, pay bills second and invest third. That’s if there’s anything left! This means we’re always a month behind. We’re paying off last month’s fun today’s funds. And since we too often spend more than we can actually afford we’re forever chasing our tail. …