Is SPAA the Missing Piece for Successful Open Banking?

Rik Coeckelbergs
The Banking Scene
Published in
5 min readFeb 14, 2023

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In parallel with a review of PSD2, the EPC (European Payments Council) started working on a scheme based on their lessons learned from PSD2 and open banking. They did so at the request of the Euro Retail Payments Board, a multi-stakeholder forum presided by the European Central Bank.

That scheme is called the Sepa Payment Account Access (SPAA) scheme.

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Rik Coeckelbergs
The Banking Scene

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