Open Banking is not (only) about Payments
Open Banking is not about payments… PSD2 is.
PSD2, Payments Services Directive 2, is not equal to Open Banking. PSD2 forces banks to give access to client’s payments data on a standardised, digital way. It is a logical step in the world we live in.
If you think PSD2 is Open Banking, you miss the point of Open Banking. It is of course part of it, but it is only a small part of what Open Banking represents.