The Capital
Published in

The Capital

Introducing the Mobie Ecosystem — A cashless, cardless, bankless, zero-fee global mobile payments solution with an affiliate reward system.

MobiePay is a revolutionary way for both consumers and merchants to utilize mobile wallets, perform transactions using both fiat and cryptocurrency, all while earning rewards.

Welcome everyone, to a simple introduction of Mobie and why this no brainer, twin consumer/merchant solution, is a major step towards the easy adoption of crypto assets for real-life everyday transactions.

Join the Mobie Coin private token sale here.

The Mobie Ecosystem

What are Mobie, MobieX, MobiePay, and MobieCoin?

The trifecta of Mobie products all operate in tandem to form the Mobie ecosystem, which is powered by MobieCoin. To help you get an understanding of how all of this works in unison, let’s quickly go over how each of these features operate.


The Mobie mainstream consumer wallet will be a familiar experience to all those in mobile banking. This mobile and web app will work just like your everyday bank account. With a debit card or mobile phone, Mobie will allow you to: use contactless payments, send money peer-to-peer, pay your bills, and shop in-store or online. While using Mobie you earn instant cashback and rewards, which you can either spend on yourself, send to friends or family or donate to charity.


For seasoned cryptocurrency holders, this won’t be any different to your existing crypto wallet, however, as an addition to the other apps this wallet offers so much more. With MobieX, this is where users will be able to manage their crypto assets, purchase tokens and cryptocurrency, and seamlessly exchange with other fiat currencies from around the globe with no fees. Linking with the Mobie, MobieX will allow for real-time cross border transactions that’ll use your existing assets to pay whatever the local merchant requires.


At the Point of Sale (POS), MobiePay is how the merchant can receive funds from users within the Mobie network. The major benefits of the network to the merchant is that they:

  • Receive the payment in their local currency (regardless of the consumer’s choice of payment), — Benefit from ultra-low transaction fees
  • Eliminate chargebacks for their customers
  • Allow for contactless mobile payments

All of this means flexible options to receive and make payments, better margins for the merchant, and happy customers. The best of both worlds!

In addition to the logistical benefits of MobiePay, merchants will also be able to use MobiePay’s proprietary data platform to optimize direct marketing and promotions for their loyal customers. MobiePay users will also receive cashback bonuses from top global brands & retailers for everyday purchases at physical and online locations, and so will be incentivized to use merchants partnered MobiePay. Merchants will also be able to provide special offers and receive affiliate benefits when introducing new customers into the Mobie family, adding another opportunity for revenue.


The fuel which allows to Mobie ecosystem function is the integrated payment & rewards token called MobieCoin. This token is the core technology powering the platforms and will be an exchangeable, tradeable asset that will become a global currency, frictionlessly usable across borders. MobieCoin will also act as a universal rewards token providing a frictionless loyalty program for all Mobie merchants and partners.

Why do we need Mobie?

Mobie believes in the long-term impact that cryptocurrency will have in all our day-to-day lives, however, there are still barriers that hamper mainstream adoption of this technology. Mobie seeks to break down these barriers and bridge the gap.

Increase mobile payment adoption

The ability to use Mobile payments has been an extremely beneficial development in the field of consumer banking, however, adoption has been slow in the US. With the incentives provided by Mobie including cashback with some of the world’s favorite brands, we hope to see the switch from traditional cash, credit cards and checks to MobiePay.

Instant cryptocurrency conversions

With the Mobie infrastructure, the community will have the ability to convert cryptocurrency quickly into fiat, thus increasing liquidity, freeing up cryptocurrency for instant and everyday transactions.

Merchant payment processors aren’t agile enough

Current POS systems rely on multiple processors to handle a transaction, with each layer adding a level of risk and complexity which ultimately drives up costs for the consumer. By using the existing point of sale equipment or mobile devices with MobiePay, we look to encourage fast adoption with the unique direct payment protocol for merchants. This will drastically reduce the potential for fraud and chargebacks.

Effective Cross-border transactions

Mobie allows for low friction cross-border payments allowing the community to use their funds around the world, from wherever they please.

How does Mobie compare?

These features mean that Mobie is in a prime position to lead this revolution in payment solutions. Mobie wants to provide a system that serves the everyday consumer while introducing them to the benefits and perks of blockchain technology, cryptocurrency, and ultimately MobieCoin. To do this, Mobie plans on providing a holistic solution that incorporates the popular elements of existing POS technology, while adding heaps of additional benefits.

Want to know more?

Meet us on Facebook, Twitter, Telegram, Discord, and sign up to our email newsletter here!

Join the private token sale for 50% off right here!




A publishing platform for professionals in business, finance, and tech

Recommended from Medium

How i make money with cryptocurrency trading bot

Bi-Monthly Recap | September + October 2019

STOCKUS; The Stock Exchange Market Re-defined, Re-positioned and Re-modeled.

What are ICOs? How to Participate in ICOs

Vallhund’s Legendary Effort To ‘Buy Back And Burn’ A Better Climate

FED’s Digital Dollar vs. Physical Currency: Same or Different? An intuitive explanation.

Blockchain Transformation — Birth of a butterfly

📢 TeraverseDAO🔒asafe, unruggable security system. 📢

Get the Medium app

A button that says 'Download on the App Store', and if clicked it will lead you to the iOS App store
A button that says 'Get it on, Google Play', and if clicked it will lead you to the Google Play store
The Capital

The Capital

A publishing platform for professionals to see what’s trending in business, finance, and tech

More from Medium

Will $BNB Challenge Ethereum To Be The Fastest Asset To Reach $1T

Ethereum is one step closer to solving a major criticism, and beating Bitcoin

Polkamarkets 101 Series: How are market prices determined?

Is crypto dead?