Cash Flow: Problem #1
Not possible to have emotional security without financial security (and vice versa).
An asset is a liability and vice versa, without either, you cannot have both, without both, you cannot produce cash flow (without which you have neither financial, nor emotional, security).
This is the number one problem (priority) for humans (and institutions of all kinds) (technology) (biology).
Therefore, the monetization of time is nature’s most important function (for humans) (for all species) (virtual) (real). (Money and time conserve an uber-basic circle) (universal circularity determines (produces) cash flow).