The Finserv Minute

The Finserv Minute

Chris Rigoni

Rose-Colored BaaSes

Banking-as-a-Service (BaaS) has quickly become the focal point of many banks looking to spark growth and additional revenue in today’s…

6 min readApr 12, 2023

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Rose-Colored BaaSes

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Chris Rigoni

The Path to BaaS Compliance

Stick with me, because this will be a longer post than normal, but an important topic. Banking as a Service (BaaS) has quickly become one…

7 min readNov 15, 2022

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The Path to BaaS Compliance

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Chris Rigoni

The Gap for Payments Modernization

Payments modernization has been a topic of conversation for a while now. Mid-size and smaller financial institutions (FIs) have been told…

4 min readOct 19, 2022

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The Gap for Payments Modernization

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Chris Rigoni

Zelle Fraud: The Digital Product Problem

Zelle has a fraud problem, and banks are at the center of the controversy. Main stream media generally represent banks poorly, making them…

5 min readOct 5, 2022

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Zelle Fraud: The Digital Product Problem

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Chris Rigoni

Can a Credit Score be Innovative?

With recent credit score issues from Equifax, there has been some focus on credit scores in general and how they are calculated…

7 min readAug 23, 2022

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Can a Credit Score be Innovative?

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Chris Rigoni

Non-Member FDIC: Value Outside of Insured Funds

Federal Deposit Insurance Corporation (FDIC) membership has been a hot topic of late. With Voyager ordered to stop saying it is FDIC…

7 min readAug 16, 2022

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Non-Member FDIC: Value Outside of Insured Funds

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Chris Rigoni

A Bank by any Other Name: Foreign Bank Expansion to the US

The US has always been an area of expansion for many financial institutions (FIs). No matter where the organization is originally started…

4 min readAug 9, 2022

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A Bank by any Other Name: Foreign Bank Expansion to the US

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Chris Rigoni

Clients Don’t Ask for Innovation

There’s a waiting game in financial services. Financial institutions (FIs) are waiting on clients to ask for innovation, and clients are…

4 min readJul 28, 2022

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Clients Don’t Ask for Innovation

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Chris Rigoni

The Mobile Banking App is the New Branch

Digital transformation and customer experience are closely tied together, especially when talking about a mobile banking application…

4 min readJul 26, 2022

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The Mobile Banking App is the New Branch

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Chris Rigoni

The Strategy Void in Financial Services

So in my last post, I was sort of hard on product managers. While I still think those were fair callouts, I do think there is an inherent…

4 min readJul 21, 2022

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The Strategy Void in Financial Services

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Providing opinions and commentary on relevant financial services topics to benefit industry players across the ecosystem.
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Chris Rigoni
Financial services and payments geek writing about the industry and market trends.

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