It’s time to shed some light on things.

We’ve got some pretty big news.

After months of development, we’re ready to emerge from the darkness. We appreciate our community’s support and we’re excited to update you on our progress.

1. What we’re building

Linus offers higher returns on cash deposits within a user-friendly platform. Traditional savings accounts like Marcus or Betterment return less than inflation, so you lose wealth every year you keep your deposit with them. We believe everyone deserves access to investment opportunities that build wealth rather than erode it. That’s why we designed Linus, a cash deposit account that beats the U.S. inflation rate with returns in excess of 3.0%.

How do we do this? These returns are possible due to the high demand of borrowing U.S. dollars in digital asset credit markets, which institutional banks don’t currently offer. While Linus is not a bank, it feels like an online savings account. If you bank online, you’re prepared to use Linus.

2. Linus Early Access Program (LEAP)

In early December we launched our private Alpha, the Linus Early Access Program (LEAP). This enabled us to enhance the product and incorporate your feedback to help shape the future of Linus. We’ve onboarded our first batch of users and are catching up to the demand.

To learn more about LEAP and explore the possibility of participating, join out waitlist at www.getlinus.io.

3. From LEAP to Launch

We’re on track to launch Linus in January 2020. Once our LEAP users have established their accounts, we’ll begin opening deposits to the general public. Keep an eye out for an update and please spread the word!

Our mission is to provide the retail market with access to new investment opportunities that are unavailable via traditional financial institutions. We’re currently focused on high yield deposits, but we have more on our roadmap.

This year, we look forward to sharing Linus and expanding our offerings.

Matthew Nemer is the Co-Founder & CEO of Linus