Inflation, recession, doom & gloom; you can’t just keep saving anymore. — You can save only so much money monthly, especially on a salary. While having a reliable source of income helps anyone seeking financial independence, it alone will not be the reason for achieving it. …

If you are a fan of self-improvement books like I am, you might recognize my title's reference to an actual book, "how to be 10% happier". Just like the author's intention, I am not promising that it will level up your relationships after reading. …

I’ve validated some commonly seen advice so that you don’t have to make the same mistakes. — This article is advice I’d give to myself when I just started investing two years ago. The funny thing is I’ve seen the advice I’m about to list here when I started out and didn’t believe it at that time. I believe that learning how to invest is a personal…

Can’t lose what you don’t have, right? — I have no wealth. I merely having reserves that I don’t really need in the near future. So what do I do with it? I played around with it to try to find the next big thing. My failures have taught me that patience, solid research, and having the discipline…

The advantages are obvious, but what would the consequences be? — Gaining true decentralization and having the metaverse is wonderful for so many reasons. Creating a world where nothing can stop us from continuing to live our lives is perfect, especially after seeing how much disruption to human activities the pandemic has caused. But I started thinking about the flip side……

What I’m about to say is a personal opinion. I’ve not compared statistical measures by any means. However, this is just what I think is the best way to learn about investing. I’d read the book “rich dad, poor dad” after a long time, trying to avoid it. I thought…

Plus, one more step if you’re crazy like me. — Money buys happiness; it helps you achieve freedom. Freedom to spend time with loved ones, buy better quality groceries, for vacations, and maybe even the freedom to pay for some kid’s college tuition for the semester. Simply put, whoever says they’d like to be poor? My problem with having a job We work our butts off…

I’ve net-zero to finally own an iPhone 12. — Technology is one of the three sectors to make the highest return on investments, aside from healthcare and consumer discretionary stocks. Since 2007, the Nasdaq 100 has provided a cumulative return 2.5 times more than the S&P 500. …

A journey of almost 3 years. — I will be quite cautious about this topic, especially after reading Ben Le Fort’s story. Even more so, since I provide financial advice to clients, I don’t want this to be an endorsement to any investment. This is not financial advice. Instead, this story intends to reach out to people…