Are We Heading Into an Uninsurable Future?

In times when climate change and global insurance markets collide, is there a place where we can truly find refuge?

Ricky Lanusse
The New Climate.

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A home burns as the Dixie fire jumps Highway 395 south of Janesville, California, on August 16, 2021 (Source: AP / Ethan Swope)

Something happened today — as things do, in synchronicity — which put flesh on the bones of a post I’d been meaning to write.

A very good friend of mine was in town, so I invited him home for some mates (the shared Argentinian version of coffee).

“How are you?” I asked as we embraced.

“I’m going to be a dad,” he instantly said, euphoria and also despair evident in his eyes.

We talked for hours about the old days — we went to school together, grew up playing sports, and traveled the world, and I always admired him. We exchanged stories, traded memories, and reassured one another. Things would be OK. But I knew there were some pressing questions he had.

Recently, I’ve noticed a recurring trend among those who know and read my work. I can anticipate the difficult questions they will ask. And my friend was no exception.

One question that weighs heavily on people’s minds is, “Is it morally acceptable to bring a child into a world plagued by uncertainty?” Climate change, democracy, economy, uncertain peace, and even overpopulation -can…

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