The 20 Tricks I Used To Save Ten Thousand Dollars in Four Months

How I saved a full six-month emergency fund fast as a recent grad

A string of moderately bad luck hit me hard just as I’d graduated college and moved halfway across the country for a dream job that had quickly turned into a nightmare. Much of the stress associated with my car breaking down, unplanned hospital bills, and leaving a toxic job, stemmed from the fact that I had very little savings to fall back on. So once I got settled in a new job, I resolved to set myself up for stability moving forward. And in order to do that, I knew I needed to get a full emergency fund together — and fast.

Here’s how I saved $10,000 in six months, even after taking a considerable paycut at my new job.

1. I revisited recurring bills for a quick boost

I not only cancelled an excess $20 monthly subscription by doing this, but I was also able to save hundreds on my car insurance, internet, and utilities. Since I was no longer driving across town to work and instead biked to my new job, I knew that I was likely overpaying for car insurance. So I went online and after about an hour found several better options for ongoing coverage. Once I switched insurers, I was able to save $72 per month. Even if your…