The No-Nonsense Guide to Budgeting

Live within your means, tackle debt, and start saving some cash

Declan Wilson
The Post-Grad Survival Guide


Photo: Morgan Housel/Unsplash

To many, budgeting is a tedious task of number crunching and filling out spreadsheets. To some, it brings about a sense of existential dread and the sad realization that money never seems to stick around for long.

But budgeting, when you think about it, is nothing more than personal accounting. And accounting is derived from accountability. “If you are going to be rich,” says Robert Kiyosaki, author of the bestselling Rich Dad Poor Dad series, “you need to be accountable for your money.”

Budgeting then plays a huge role in your financial security. If you’re going to be rich — or at the very least well past living paycheck to paycheck — then it’s important for you to know where every penny goes and what purchases are worth the expenditure.

In this in-depth guide, I am going to walk you through how you can successfully budget and achieve financial security with the right tools and processes.

What makes a successful budget?

Photo by Mahmud Ahsan on Unsplash