Apple One Subscription India Users — RBI mandate billing problem — and Solution

if you are in India, you are probably seeing this, a lot!

The new RBI regulations have been creating disturbances for all recurring payments in India. I have a LOT of recurring payments. I have so many memberships all over the internet. I have many for my professional work as a .NET coding tutor. I have some for my person life.

All of them have stopped working at different times in the last few months.

As a financially responsible person who knows his way around financial tech, I automatic recurring payments. However, that cannot be said for the rest of India. Banks take only a few seconds to take your money. But, they will take anywhere from 1 day to 10 days or 30 days to return your money.

Or, you might never get it back, if you cannot prove fraud.

I think, that is why RBI disabled automatic recurring payments. That is my reasoning anyway.

Fixing Your Apple One Subscription

The actual information is available in the following locations

I use three devices — Mac, iPhone and iPad. I found that, on the Mac, it’s almost impossible to add funds. Too many steps.

So, try adding the balance on your iPhone/iPad.

Remember, you dont need to remove or edit your existing card. It is only recurring payments that are being declined. All other transactions continue to work as usual.

I was able to add Apple ID balance without having to worry about OTP and all those things. Almost immediately, the subscription was renewed. Now, the Apple ID balance takes over as the default payment, and I wont have to worry about my subscriptions being cancelled without my knowledge.

Final Note

The RBI mandate, I have mixed feelings about it.

For instance, I am now paying for my work email, manually, with old school NEFT digital cheques. It’s difficult.

However, in a country with such high poverty, and lack of general know how about digital tech, I understand that the needs of the many must make way over the needs of the few.

Pragmatically, I believe, the discomfort is worth it. Safegaurding money is important.

I work as a full time freelance coding tutor. Hire me at UpWork or Fiverr or Stack Overflow. My personal website is here. Find more of my art at Behance and Unsplash.

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