Stronger Dollar : More Money For Same Work — Freelancer Stories


It was in 2017 I discovered that there are online platforms where I can meet clients from other countries. This is sort of ironic because, I have been freelancing full time since 2012.

Just goes to show how dumb I was and how ill planned was my plan to become a freelancer in the first place.

Still though, an interesting thing about freelancing is that, all billing, happens in dollars. The major freelancing platforms that I know of — Upwork and Fiverr, bill and pay in dollars. I used to be a big deal on codementor (although now, I am not active on that platform), and that was dollars too.

Since 2017, the Indian Rupee has depreciated even more. In 2017, I would make about 62 rupees per dollar. Today, for the same dollar, I get about 72 rupees. Also, my rates have been trending higher every year. Yes, pandemic has dented my rates, but once the world course corrects and adjust to pandemic life, my rates should return to previous levels and resume their upward trend.

That means, every month, I will have more rupees in my pocket for the same dollar earnings. Further, as my rates keep climbing, that is even more money in my ailing bank account. This explains why, when the pandemic recession hit, it took me almost 10 months before my first EMI loan payment default.

I had saved up so much money from pre-recession period, I kept paying loan and met all my other obligations, even when I was not earning. I earned like crazy, thousands of dollars every month. Thanks to my frugal living, I saved and saved and saved every dollar I earned.

Even now, as work slowly resumes, I fully expect to be out of debt (touchwood and god’s blessings) in a few months. I should be able to wipe out all pending dues and debt in a matter of weeks.

Of course, this has other consequences.

I have a tendency to pay for services, which are also billed in dollars. For instance, my purchases on Daz3D website. Fortunately, such instances are rare. Everything else that I use for work, has regional pricing. Office 365,, Apple to name a few.

Although these services revise their prices every year, I am usually shielded from extreme price changes.

For instance, last year, the price of the entry level iPad was roughly 30,000 rupees. This year, it has increased to 31,000. I am sure, this is because of the weakened rupee versus a stronger dollar.

Final Note

Now, more than ever, I need money. I am slowly crawling out of my debt and I need to come out of it. I am experiencing poverty for the first time in almost five years.

I am not an economist. I am sure, a weaker rupee, while good for me personally, may not be good for a lot of people. Unfortunately, my days of thinking about anything beyond my own field of vision are long gone.

Right now, my priority is achieve the ‘debt free’ life I had, 2 years ago. After that, I will sit and think about the larger ramifications to my country’s economy.

I work as a full time freelance coding tutor. Hire me at UpWork or Fiverr or Stack Overflow. My personal website is here. Find more of my art at Behance and Unsplash.




an online publication about tech, training, rants and romance. updates every wednesday.

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Freelance Tutor — Coding, Generative Art and Photoshop. Full Name : Vijayasimha BR

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