10 Things I Don’t Spend On And Save 3,000 $ And Upwards A Year
We all have different spending habits, some are great some not so great.
I believe we all have a right and choice to live as we want so ofcourse you may or may not resonate with some of them.
But HEY! they will save you $$ if you give them a go!
Minimalism is the common string among these habits.
1. Manicures
Manicures are not great for nail health, plus personally they in -convenience me.
I prefer to keep my nails as they are, just cut short keep them clean.
Expense Per Year : 30$ x 12 = 360$
2. Coffee
Coffee can make you age, good enough reason to quit
Another one, it can cause anxiety, I’ve witnessed this.
Hence I limit mine to once in a blue moon, when sleep has been limited
Expense Per Month : 4$ x 30 = 120$
3. Shower gels and Toners
Shower gels, switched with natural home made soaps.
More affordable and kinder on the skin
Toners are a must to prep skin, I stick to rose water (organic) saves on the extra bills
Bi Yearly Expense : Toner 40$ x 2 = 80$
v/s
Bi Yearly Expense : Organic Rose water toner 3$ x 2 = 6$
Yearly Expense : Shower Gel: 10$ x 4=40 $
v/s
Yearly Expense : Soap : 2$ x 4= 8$
4. Subscriptions
I’ve never had a subscription for Netflix, Spotify or the likes.
Courses which add value such as Udemy YES! so ignore those
Netflix has a great team working on ensuring you’re kept glued to the screen, I stray away. Borrow netflix password or stick to good old free Youtube
Spotify, yes I am frugal but hey I’d don’t mind listening to a few ads here and there here’s why :)
Add up all your subscriptions average at 30$ x12 = 260$
5. Movies
Going for a movie
Watching movie at home — Renting, streaming
Movie + popcorn = 30$ x 5 = 150$
6. Expensive Material things
Designer bags, luxury clothes bad for the environment bad for your pocket
Yearly upward of 4,000 $
Except for maybe investments in Bikin’s
7. Credit Cards
It’s always been a NO — NO for me, it requires time to maintain and pay bills you may not have
Yearly upward of 1,000$ include interest and maintenance fees + time
8. Make up
A vicious cycle, you watch a video get 5 products, they finish you get more, try more and on and on…
(Inserts Rabbit wheel Giphy here)
Yearly expense = 50$ x 12 = 600$
9. 5 star / Expensive hotels
When I travel I don’t spend on hotels/stay I focus on safety and cleanliness all else is secondary because I’m there to experience the place not the bed or the soft smelling towels!
Sometimes it’s worth the luxury, most times not!
10. Discounts
Discounts are a trap, I work in E-commerce
Sale happens for 2 main reasons
- To deplete stock
- To stay ahead of competition
You think you’re saving 30% but you’re spending the 70%
Example a simple Zara T-shirt
Cost 100$
After discount 70$
You spend 70$, just not 100$ — on something you will wear once or twice in life.
Is it worth it? You decide!
There you’ve saved a minimum of 1,000$ and you were wondering why you couldn’t afford that vacation in Bali, when other’s could
Let this be the year you experience life more!
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I would love to hear what your money saving hacks are?
