You can afford to change your life. Can you afford not to?

Two months ago we had the privilege of reading through nearly 200 new applications from prospective students all over the country who applied to Turing through Opportunity@Work’s Learn and Earn program. This program allows students to attend Turing with no money up front, receive a stipend while attending, and pay back their tuition by returning a percentage of their salary to the fund once they land a great job. 14 amazing people were selected, and we’re very excited that they’ve recently joined our program and are thriving in their first few weeks here.

We thought maybe a few students in the pool who were not selected for the pilot would choose to continue with Turing, but assumed that most would be unable to do so because of their financial situation.

But something unexpected happened.

Dozens of people who qualified for the program and were not selected to be part of the pilot have enrolled in Turing School anyway, and found alternative ways of funding their tuition. These are people who told us “If I don’t get selected for the pilot it’s a wrap for me” and “this is the only way I can pay for the program”. But something amazing happens when we give ourselves the chance to dream and think about something new, when we step out of our comfort zone: reality reaches out to match our dreams, and circumstances present themselves because we have made space for them.

This got us thinking:

How many more great people are out there who don’t even think about starting an application because they’re convinced they can’t afford it? If that sounds like you, we have good news.

You can do this.

You can afford to change your life and attend Turing.

If finances are keeping you from pursuing programming at Turing, we will work with you to make your dream a reality. We understand the very real barriers to financing our program and the time spent in a full time program: living expenses, child care expenses, transportation costs and more. But, there are ways to make it more achievable.

Our tuition is $20,000. Attend a Try Coding event, and you’ll receive a $500 credit that lowers your tuition to $19,500.

We work with four lenders: Sallie Mae, Climb, SkillsFund, and Meritize. All of them allow for cosigners and will allow you to borrow money for cost of living as well as tuition, up to $34,000 total. Meritize is our newest loan partner, and will allow you to borrow money even if you don’t have great credit, as long as you can show a solid academic history via your past report cards — from college, grad school, or even high school.

If you are unable to qualify for a loan, you can access our deferment options, which allow you to start with $5000-$10,000 up front and pay back the rest after you graduate. Whichever loan option you choose, we are committed to ensuring that graduates are not saddled with debt, and are realistically able to pay off their loans within 2–3 years.

There are also several grants available for students like you, who are transitioning to a new career and need some assistance. And every module, we offer two $4000 Diversity Scholarships for those who are underrepresented in tech.

Here are some REAL people (names changed) who made the leap to start, graduated, and are now working at great jobs.

Ethan received $8000 from WIOA, the Workforce Innovation and Opportunity Act, plus $5000 from TEC-P, the Technology Employment in Colorado Partnership. He chose the Maximum Deferment option through Turing, which allowed him to start with $5000 up front, and was able to pay off his tuition balance before he graduated from the program. He is now working as a developer with a starting salary of $79,000.

Melanie received $5000 from TEC-P, $2000 from an Americorps grant, and received our Diversity Scholarship of $4000. She took out a small loan for the remainder, and is now working as a developer with a six-figure starting salary.

Naomi took out a loan, received the Diversity Scholarship, and received $3000 from TEC-P. She repeated a module, and was still able to cover her living expenses for her time in the program. She is now making $68,000 + bonuses as a developer.

Joseph got $10,000 from WIOA, opted for the Maximum Deferment option, and recently graduated from the program. He’ll start making small monthly payments soon, but while he’s on the job hunt he pays no interest and makes no payments for the first two months after graduation.

Henry Ford famously said, “Whether you think you can or you think you can’t — you’re right.” We’re here to help you turn “I can do this” into reality. We specialize in making customized and creative plans to help students like you launch new careers in software development.

Start your application today at apply.turing.io.

Please reach out to Erin at erin@turing.io with any questions related to financing, admissions, or our programs.