Which U are you?

Are you a Budgeting Badass or Money Management Mastermind? Too busy for bank branches, or just too cool for old school? Take our quiz to find out!

The Budgeting Badass

The Budgeting Badass manages their money like no other. It’s their superpower. And they’re 100% in control of EVERYTHING.

Always on top of their spending, this badass always know exactly what they’ve paid for, when the money’s gone out, and where it’s gone to.

As well as nailing the weekly shop, they use Money Manager’s categories to check where they can do to cut down, so they can make sure there’s some extra cash set aside for fun stuff in one of their Extra Accounts.

And as for their bills — what bills? The standing orders and direct debits on their ‘Bills’ account sort all those for them.

Nice one.

The Too-Cool-For-Old-School

Banks are fine, sure, but they’re not for everyone.

Whether it’s because of their credit history, a terrible high-street-banking experience, or just the massive inconvenience of it all, some people feel like they just can’t bank on the traditional banks. A more modern alternative was needed, and U was here for them.

It takes seconds to open a U Account, but the people that do so will have made a decision that will benefit their lives for years to come. They’re innovators, trend-setters, but they’re not only saying “no more!” to old-school banking — they’re bidding goodbye to everything that comes with it: credit problems, overdraft charges, and all those unhealthy spending habits. High-five to this lot!

The Busy Bee

LIFE. It’s so hectic. Good job this Busy Bee’s got everything in control — including their finances.

They’re an absolute hero, juggling work, family and everything in between and still managing to keep an eye on their budget.

The Busy Bee is down with technology, so they get that it’s more convenient to be able to ping us over a message or start a live chat instead of waiting around in a call queue when they need us.

And as for trekking to a branch to sign up or put money in their account — who has time for that!? They’re all about the digital, so U’s online application and super-convenient PayPoint service were literally made for them.

The Globetrotter

They might forget their toothbrush from time to time, but the Globetrotter never goes anywhere without their U card.

Whether they’re jetting off on a business trip at a moment’s notice, or in charge of packing 5 people’s pants and socks for a family holiday, the last thing this hard-worker’s got time for is currency exchanges.

The Globetrotter knows it’s cheaper to use their U card abroad than many other card alternatives, and they feel much more secure using a prepaid card on their travels — especially one they can top up as they go and keep track of in their app.

With their U card in tow, the world’s this Globetrotter’s oyster.

The Money Management Mastermind

The Money Management Mastermind is smart, so they know how to use their U Account to its absolute fullest potential.

They’re totally clued up on getting their wages or benefits paid in, sending payments to and from their U Account, and taking all the hassle out of their bills with direct debits.

Whether it’s shopping in-store with quick contactless payments or paying for things online safely and securely, their U card’s even earning them cashback as they go. See — SMART.

Plus it’s an added bonus that this mastermind can never go overdrawn, so they feel super safe in the knowledge they’ll never be hit with a penalty fee.