Equifax Extended Its Deadline for Free Credit Freezes

Equifax has yet again extended the deadline for getting free credit freezes on its credit reports following its massive data breach last year.

Amid today’s news reports of a change in deadline from January 31st to June 30th, we called Equifax’s freeze department and received confirmation of the change.

Although this gives consumers more time, there should be no deadline at all. Consumers should be to get freezes for free at any and all times. You didn’t ask for Equifax or either of the other credit bureaus to gather your personal information, so why should you have to pay for their irresponsible stewardship of that information?

Regardless of the deadline, we suggest you get the freeze sooner rather than later, because each day that goes by is another day an identity thief could open an account in your name if your don’t have a freeze on your credit report.

Getting credit freezes at all three national credit bureaus remains the best action consumers can take after the Equifax breach, whether they were affected by it or not. Even though in most states, outrageously, you’ll still have to pay fees at Experian and TransUnion, you should get the free freeze with Equifax while you still can.

Our step-by-step guide for placing credit freezes with all three bureaus is available here. FAQs about the Equifax data breach are available here.