5 Very Simple Things You Can Do to Save Money

Save me today and I will save you tomorrow

Rejoice Denhere
Mar 26 · 4 min read
Treasure chest with money
Treasure chest with money
Image by Clipart-Vectors on Pixabay

was out with some acquiantances one day when I realised I needed loose change. I asked each in turn if they had any. None of them did. They only used cards so didn’t have cash. The response from one individual struck me.

All my money folds.

From there on the conversation took a different turn. We talked about money and the perceived challenges of saving it.

Saving money doesn’t need to be complicated. You don’t have to be earning a lot of money to save it either.

Here are five very simple things you can do from today to save money.

1. Be Organised

Being organised just means having a place for everything. In your house you most likely have cupboards where you keep clothes, plates, cutlery, shoes, soap. You don’t haphazardly throw everything in one place.

Train yourself to put things away in the same place every time. It makes it easier and quicker to find them when you need them. Buy folders for documents or storage boxes for things like discount coupons and receipts.

Time is money. When you are disorganised it takes longer to find the things you need.

Additional Benefits

  • Reduced stress from searching for lost or misplaced items.
  • Time saved by being organised.
  • An ordered and organised life is a peaceful life.

2. Save the Pennies

As children most people had piggy banks where they saved their money. I had one. I loved counting the money when it was full.

As a grown up you can have different versions of a piggy bank. Some people keep a tin on their kitchen counter where they put loose change. Others have a large bottle or container by the fireplace where they put specified denominations.

These methods are becoming less popular as it is easy to lose that money if a thief broke into your house. Fortunately there are apps which enable you to round up purchases and transfer the change to a savings account.

Either method is good. You just need to choose what works best for you. The secret to making this successful is to be consistent.

Additional Benefits

  • Watching your savings jar fill up is very satisfying.
  • You learn to take care of the little things.
  • You appreciate the true meaning of — take care of pennies and the pounds will take care of themselves.
  • You develop a desire to set new savings goals.

3. Go Cardless

Studies conducted have shown that when people use cards for purchases, they tend to spend more money.

Using cash forces you to spend only what you have. You can’t be tempted to charge it and spend money that you neither don’t have nor can afford to repay.

Additional Benefits

  • You are forced to prioritise needs over wants.
  • You are forced to be self-accountable.
  • You develop the discipline to say no.

4. Cook Less Frequently

Cooking less frequently here refers to preparing larger meals. I don’t mean ordering food or eating out instead of cooking.

I know people who will not eat food that has been reheated. If you belong to that group skips this section, otherwise read on.

Preparing bigger portions means you only need to cook once a day where you would have previously cooked two or three times a day.

Additional Benefits

  • You use less energy, whether that be gas or electricity, which in turn reduces your bills.
  • You spend less time cooking, washing up and can invest this time in other activities that generate additional income or develop new skills.

5. Fast for One Day Every Week

I’ve left this one till last because it may be less appealing for some people. Before you dismiss it completely hear me out.

If you manage to fast one full day a week for a whole year that’s 52 days of not eating. That’s almost two months’ worth of food saved. If your monthly food bill is £100, well, that’s almost £200 extra in your pocket.

Additional Benefits

  • You give your digestive system a chance to rest.
  • Fasting can help cleanse the body and flush out toxins.

Summary

Incorporating these habits into your life will help you save money. Your purse will thank you, and so will your body.

  1. Be organised.

2. Save the pennies.

3. Go cardless.

4. Cook less frequently.

5. Fast for one day every week.

Rejoice Denhere helps businesses and individuals recover from setbacks, putting them on the path to success, using her signature programme “Master Your Life. She is the author of Fearless and has been featured in High Profile Magazine. You can subscribe to her newsletter here.

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Rejoice Denhere

Written by

Author and business owner. Putting teams and individuals on the path to success. Top Writer on Medium.

Vital World Online

Vital World Online publishes articles on business, self-improvement, as well as fiction, and creative non-fiction. Our focus is on motivation, inspiration and growth.

Rejoice Denhere

Written by

Author and business owner. Putting teams and individuals on the path to success. Top Writer on Medium.

Vital World Online

Vital World Online publishes articles on business, self-improvement, as well as fiction, and creative non-fiction. Our focus is on motivation, inspiration and growth.

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