Transforming Debt Collections with Hanif Joshaghani, Co-Founder & CEO of Symend

Ryan Zauk
Wharton FinTech
Published in
2 min readAug 17, 2020

In today’s episode, Ryan Zauk sits down with Hanif Joshaghani, Co-Founder & CEO of Symend. Symend is a Calgary-based FinTech helping transform the impersonal, outdated, and inefficient problem of debt collections across the world.

Symend’s digital engagement platform combines behavioral science, AI and machine learning to provide a simple, personalized experience that empowers customers to take desired actions while improving outcomes and collector KPIs. Demand has only increased during COVID, where Symend has helped numerous companies personally engage each customer depending on his or her unique situation.

Hanif shares how his own experiences as a child inspired him to create Symend, how the product works, how he spotted COVID back in January, and how he raised $52 million virtually.

Hanif is serieal entrepreneur who is passionate about building high performing teams that deliver results for clients. Hanif’s background includes 15 years of senior roles in capital markets, energy finance, business development and entrepreneurship in a broad range of industries including investment banking, energy and technology. He has raised about $100MM across the four companies he has founded with several exits to date. Hanif is also passionate about helping other entrepreneurs and is an active angel investor in several technologies companies.

Hanif received his BA in Economics from UChicago and an MBA from the University of Toronto — Rotman School of Management.

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Ryan Zauk is an MBA Candidate at The Wharton School, where he runs the Wharton FinTech Podcast. After graduation, Ryan will join Morgan Stanley’s Menlo Park Office focused on technology. He has a passion for music, media, and all things FinTech.

You can reach him at rzauk@wharton.upenn.edu or on Twitter.

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Ryan Zauk
Wharton FinTech

Head of Media at @Whartonfintech. Hosting America’s #1 Fintech podcast, and absorbing all things Fintech.