Will Bill Pulte Cut Red Tape or Cut Corners at the FHFA? Bill Pulte’s Plan for FHFA Under Scrutiny

Bill Pulte, the nominee to lead the Federal Housing Finance Agency (FHFA) shed light on his priorities for the agency, touching on key issues that could shape the future of housing finance.

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Bill Pulte, the nominee to lead the Federal Housing Finance Agency (FHFA), faced scrutiny during his Senate confirmation hearing on February 27, 2025. His testimony shed light on his priorities for the agency, touching on key issues that could shape the future of housing finance. Here are some of the most notable positions he expressed:

• Conservatorship of Fannie Mae and Freddie Mac: Pulte emphasized the importance of a carefully planned exit from conservatorship to prevent disruptions in the mortgage market. He underscored that both the regulatory and conservatorship roles of the FHFA are equally vital, stating, “if we allow for another 2008 housing crisis, we just can’t let that happen.”
• Loan-Level Pricing Adjustments (LLPAs): When questioned about LLPAs, which affect borrower costs, Pulte expressed a desire to review FHFA data before taking a definitive stance, indicating a data-driven approach to policy decisions. ​