At WiseAlpha we’re passionate about educating savers on their investment options.
The Bank of England is maintaining its interest rate at 0.5% for the foreseeable, with news today that this might increase, but only fractionally. With savings rates remaining below inflation of 3.0% (CPI at Dec 2017), savings are continuing to reduce in real terms for UK savers. So, how can we make our money work harder?
Most people know that investing in stocks and shares is something open to them. But price volatility means you can’t rely on share price growth to increase your wealth. So where else can people invest?
Quality fixed income
WiseAlpha is a fixed income platform that helps ordinary investors to diversify their savings like the biggest investors and institutions have been doing for years.
WiseAlpha offers everyday investors the opportunity to get investment exposure to institutional corporate bonds issued by household names, giving them higher returns (approx 5–8%) than retail bonds that generally trade at yields of 2–3%.
But we can’t assume everyone knows what we’re talking about. And so, we recently carried out a short survey on Twitter.
We asked our followers what they preferred when they want to invest. 135 respondents answered. And 61% of our panel agreed that having a managed portfolio feel was right for them.
After some more work with our wider community, we learnt that new investors are sure they want another asset class to invest into, but they don’t necessarily want to decide on specific investments, and so Smart Interest (run by WiseAlpha’s investment professionals) offers an easy way to diversify your savings without losing out on the opportunity to invest in FTSE 350 businesses.
With Smart Interest, our customers get fixed returns when they choose their maturity date and the frequency of their payments (annual or end of maturity).
But we know that making investment decisions can be difficult, and working out your risk prevention strategy can be taxing. So we’ve started a series of guides that will walk you through the basics of building your wealth with fixed income.
We hope the guide gives you clarity over a high quality asset class that ordinary savers have been denied access to.
You can read more about how WiseAlpha can build your wealth from institutional corporate bond income here: http://bit.ly/wealthbuilding18
As with all investments your capital is at risk. WiseAlpha members purchase Notes which are fractions of individual corporate bonds.
See full Risk Statement at www.wisealpha.com