WiseAlpha
WiseAlpha
Jun 25 · 2 min read

SIPP stands for Self-Invested Personal Pension. SIPPs are different from traditional employer pension funds. They give you a lot more freedom when it comes to managing your pension and saving for retirement.

Employer administered pension schemes don’t tend to provide you with a lot of options when it comes to how your retirement funds are invested. A SIPP does. It gives you tonnes of flexibility by enabling you to invest in bonds, stocks, mutual funds or ETFs.

Think of a SIPP as a DIY pension. You pick investments and stay in control throughout the process, managing your savings online.

What can I invest in via a SIPP?

SIPP holders can deploy funds across a wide range of asset classes:

  • Stocks and shares
  • Investment trusts
  • Gilts and bonds (including bonds) issued by foreign governments
  • Open-ended investment companies
  • ETFs
  • Bank deposit accounts
  • Commercial property
  • Real estate investment trusts
  • Offshore funds

Being able to diversify investments across different asset classes enables you to reduce the overall risk of your portfolio. Employer administered pension schemes do offer diversification, but having a SIPP gives you more visibility and control over how your funds are managed.

Who should have a SIPP?

Any UK resident under the age of 75 can open a SIPP. But SIPPs aren’t for everyone.

SIPPs tend to appeal to people who…

Read the full article on the WiseAlpha website.


As with all investments your capital is at risk. WiseAlpha members purchase Notes which are fractions of individual corporate bonds.

See full Risk Statement.

WiseAlphateam

The online investment platform liberating a multi-trillion market for the masses.

WiseAlpha

Written by

WiseAlpha

The online investment platform liberating a multi-trillion market for the masses.

WiseAlphateam

The online investment platform liberating a multi-trillion market for the masses.

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