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Write A Catalyst

Write A Catalyst and Build it into Existence.

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How I’m Planning My Retirement at 22 Years Old

4 min readMay 1, 2025

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No Money? Then No Honey.

Life gives you three paths before you:

  1. Be born rich,
  2. Become rich,
  3. Stay poor.

I was born into a middle-class family, and one day everything turned upside down and went downhill.

Everything was going great; my father was the sole breadwinner. Then, on a random day, my mom got a phone call from his hospital — he was gone. I was ten years old back then.

I thought money was never an issue, and that thought was utterly wrong. Only when you reach a situation where you don’t have money do you realise Rachael was right!

Rachel was right

So, once I reached an age where I could stand on my own and work hard to lift my family up, I started planning my retirement even before my career began.

I’m sharing this because I want to be accountable, and Medium is the best place to do that.

When people think of retirement, they picture a fat pile of independence where they never work again. That’s not true for me.

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Write A Catalyst
Write A Catalyst

Published in Write A Catalyst

Write A Catalyst and Build it into Existence.

Adarsh Gupta
Adarsh Gupta

Written by Adarsh Gupta

Software Engineer | JavaScript developer | Technical Writer . Work with me? adarshguptaworks@gmail.com Connect with me? twitter.com/adarsh____gupta/

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