Finance

The One New Year’s Resolution that Won’t Let You Down

Ten minutes right now will pay dividends all year long!

Timothy Key
Write by Fire
Published in
5 min readJan 12, 2021

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Photo by Jakob Owens on Unsplash

So how are your new year’s resolutions going so far? It is only January 11, so you are probably still sticking with most of what you resolved to do all year long at this point. But, according to US News, most of us will fail to follow through on our resolutions, typically by the second week of February.

And that might be okay. Sometimes lifestyle changes take a while to stick permanently, and sometimes our good intentions can add up over time to incremental changes that make us better in the long run. For that reason alone, new year’s resolutions aren’t completely futile.

But what if there was one resolution that absolutely guaranteed success — all year long? And, what if it was so deceptively simple that anyone and everyone could mark it off as accomplished right now, today?

Well, that is an absolute reality, and here it is:

Increase the amount of money you contribute to your retirement savings!

Start Now!

It is a new year, and maybe you got a raise. What are you going to spend it on? I heartily suggest that you spend it on you — by contributing it to your 401(k)…

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Timothy Key
Write by Fire

Retired from fire service after 26 years. Writer and world traveler. I believe compassion, grace and gratitude are contagious and should be spread liberally.