Explore America’s top 15 lake towns

Xcel Trip
XcelPay Magazine
Published in
9 min readApr 5, 2024

Few things are as relaxing as an American lake vacation. With picturesque lakes scattered across the country, from the northeastern shores of Lake Winnipesaukee in New Hampshire to Rangeley Lake in Maine, and to Big Bear Lake in southern California, there’s no shortage of options for a serene getaway. But let’s not overlook the charm of lake towns in America. These lakeside communities serve as perfect hubs for travellers seeking a week-long rental or a cosy inn for their next lake retreat.

Situated right on the waterfront of some of the nation’s clearest and most coveted lakes, these towns boast lively town centres and vibrant cultures. After all, it’s the combination of stunning scenery and bustling activity that truly makes these lake towns shine. Beyond offering boat and paddle board rentals, these destinations are home to exciting restaurants, hotels, shops, and a plethora of land-based activities.

Whether you’re planning a summer getaway in a lakeside rental or considering a long weekend by the water this fall, here are the top 15 lake towns in America to add to your list.

Wolfeboro, New Hampshire

Nestled on the shores of Lake Winnipesaukee, Wolfeboro is quickly emerging as the premier lake town in the Northeast. Just a two-hour drive from Boston and slightly over six hours from New York City, Wolfeboro offers easy access for city dwellers seeking a tranquil escape. Positioned directly on Lake Winnipesaukee, spanning 72 square miles, the town centre boasts breathtaking waterfront views. Spend your days in Wolfeboro enjoying sunset swims at Brewster Beach, indulging in ice cream cones at Wolfeboro Dockside Grille & Dairy Bar, and savouring craft beers at Lone Wolfe Brewing Company. Don’t miss the opportunity to embark on a boat tour aboard the historic M/S Mount Washington, which has been cruising the lake for over 150 years. For a charming stay, book a room at the Pickering House Inn.

Greensboro, Georgia

Nestled about 75 miles outside of Atlanta is the picturesque Lake Oconee, one of the most charming lake destinations in the South. Greensboro lies right on the shores of this expansive 19,000-acre lake and boasts a luxurious golf community, with six courses within Reynolds Lake Oconee. Whether you’re scouting for a rental property to fulfil your Southern lake getaway or seeking waterfront five-star accommodations, The Ritz-Carlton Reynolds, Lake Oconee in Greensboro offers an exquisite option.

Bayview, Idaho

Bayview, Idaho, stands as a unique floating village nestled along the southern shores of Lake Pend Oreille, with the Coeur d’Alene Mountains gracing the opposite side of the water. Surrounded by the picturesque landscape, this area boasts the expansive 4,000-acre Farragut State Park. In Bayview, you’ll discover a perfect blend of land and sea activities, from traversing scenic hiking trails and spotting wildlife to enjoying water-based adventures like boating and swimming along 42 miles of shoreline. For a cosy stay, consider renting a cabin with a private dock and boat access at MacDonald’s Resort in Bayview.

Aurora, New York

Nestled in upstate New York, the Finger Lakes region is a pristine haven boasting 11 shimmering bodies of water, each surrounded by towns brimming with character. Aurora, situated along the shores of Cayuga Lake, stands out for its exquisite wine trail. Here, you’re just a stone’s throw away from charming wineries and can easily embark on a day trip to Seneca Lake for a change of scenery. What sets Aurora apart, aside from its breathtaking sunsets over Cayuga Lake, is the abundance of culture, delectable cuisine, and fine wines right at your fingertips. Take a leisurely half-hour drive up the highway to Ithaca, where you can dine at Maxie’s Supper Club, or explore the nearby Union Springs and visit the Heart & Hands Wine Company. And for the ultimate lakeside retreat, indulge in a luxurious stay at one of the five beautifully curated inns at the Inns of Aurora.

Bigfork, Montana

Flathead Lake stands as the largest natural freshwater lake west of the Mississippi, spanning 200 square miles of water. Along its 185-mile shoreline lies the charming town of Bigfork, Montana, exuding the nostalgic energy of an old Western resort town akin to Colorado’s mining country ski towns. Bigfork itself boasts a burgeoning arts scene, boasting numerous galleries, a prominent theatre presence, and an annual Festival of the Arts. The town is also renowned for its excellent hiking opportunities, with many trails offering breathtaking views of the lake. Whether you opt to rent a house right on the shores of Flathead Lake or book a cabin at the all-inclusive Flathead Lake Lodge, prepare for an unforgettable dude ranch experience.

Clermont, Florida

Nestled on the shores of Lake Minneola, the historic village of Clermont is a gem in Florida’s Clermont chain of lakes. Located just half an hour from Orlando, Clermont serves as the vibrant hub of this interconnected lake system, with Lake Louisa, the largest of the chain, nearby. Beyond the lakes, immerse yourself in the quaint charms of Clermont, from browsing the Downtown Clermont Farmers Market every Sunday to exploring the shops along Montrose Street in Clermont’s Historic Village.

South Lake Tahoe, California

Lake Tahoe stands as one of California’s premier year-round destinations. Whether basking in the summer sunshine or hitting the slopes in winter, its allure remains constant. During the warmer months, the lake dazzles with sunlight, drawing visitors to enjoy activities like boating, hiking the picturesque Rubicon Trail, and dining al fresco at Boathouse on the Pier. Evenings are best spent savouring sunsets with a glass of wine in hand. Opt for a waterfront rental or experience luxury at Edgewood Tahoe, the sole resort nestled along the lake’s edge. With its stunning architecture, golf courses, and a serene pool overlooking the water, it promises an unforgettable retreat.

Lakeway, Texas

Nestled on the outskirts of Austin lies Lakeway, positioned near the southern shores of Lake Travis. The light turquoise waters draw vacationers from across the nation. Just a 45-minute drive away, Austin offers dining options and live music, while Lakeway provides a quieter suburban retreat, complete with excellent barbecue and Tex-Mex cuisine. For those seeking a lakeside getaway, Lakeway Resort & Spa is the ultimate destination. Not only does it cater to guests in search of a charming lakeside hotel, but it also welcomes locals interested in indulging in a spa day or enjoying a delectable dinner at the resort.

Charlevoix, Michigan

Escape to Charlevoix, your perfect gateway to Lake Michigan! Offering both waterfront attractions and inland charms, Charlevoix boasts six miles of shoreline at Fisherman’s Island State Park and Beach, ideal for beach enthusiasts. If sandy toes aren’t your thing, explore Lavender Hill Farm’s idyllic fields bursting with 30 lavender varieties or visit Castle Farms, a captivating stone castle in northern Michigan. With a plethora of charming accommodations, from the modern Hotel Earl to the waterfront Edgewater Inn & Suites, Charlevoix promises an unforgettable getaway.

White Lake, North Carolina

Nestled in North Carolina, White Lake spans 1,200 acres and draws 200,000 tourists each summer. Fed by natural springs and rainwater, this picturesque destination is a haven for water sports enthusiasts. Visitors flock here to swim, boat, tube, Jet Ski, and wakeboard, making the most of the pristine waters. Additionally, the town boasts a water park and nearby Elizabethtown offers a scenic 18-hole golf course. Whether you stay for the entire summer or attend the annual White Lake Water Festival in May, there’s no shortage of fun to be had.

Rangeley, Maine

When it comes to lakes in America, Maine stands out. With thousands of lakes and ponds, the state offers a diverse range of options. From the expansive Moosehead Lake to gems like Sebago Lake near Portland and Rangeley Lake in the northwest, Maine has it all. Rangeley Lake is particularly renowned for its excellent fishing, serving as a hub for trout and salmon enthusiasts. Visitors can also enjoy swimming, canoeing, and kayaking in its pristine waters. Additionally, Rangeley Lake State Park offers 869 acres of mountainous terrain, perfect for hiking enthusiasts. While Rangeley itself is a small town, visitors can find charming cabins in the surrounding areas and enjoy browsing through unique shops like the delightful bookstore Books, Lines, and Thinkers. And no trip is complete without dining at Parkside & Main.

Osage Beach, Missouri

Seeking the ultimate vacation spot on Lake of the Ozarks? Osage Beach has it all! This renowned human-made lake is synonymous with speed boating and waterfront resorts, but Osage Beach stands out for its family-friendly shorefront. Despite its modest population of around 5,000 residents, the town boasts an array of restaurants, bars, and parks that draw visitors every summer. For a memorable family getaway, consider booking a stay at the Margaritaville Lake Resort in Osage Beach.

Chelan, Washington

Nestled in the Pacific Northwest, Chelan stands out as a top waterfront enclave for both lake activities and mainland charms. Situated on the southeast shore of Lake Chelan, this resort town offers a perfect blend of water and mountain scenery, with the Cascade Mountains nearby. From charming boutique shops and locally owned eateries to towering peaks boasting hiking and mountain biking trails, there’s something to suit every traveller’s taste. Explore the crystal-clear waters of Lake Chelan for an array of water sports and relaxation opportunities.

Vergennes, Vermont

Vergennes, Vermont’s first and smallest city, lies just a short drive from both Burlington and Middlebury. Steeped in old-world New England charm, Vergennes and its surroundings along Lake Champlain transport visitors back to 1788 when the city was founded. History buffs will relish exploring the well-preserved downtown area, while those seeking a lakeside retreat can escape to Basin Harbor, a century-old resort nestled along the shores of Lake Champlain. Experience the timeless allure of Vergennes and its scenic surroundings on your next Vermont getaway.

Big Bear Lake, California

Big Bear Lake is a year-round destination in California, much like Tahoe in the north. It transforms into a ski town during winter and a lake town in summer. Unlike a typical hotel-centered destination, Big Bear offers the opportunity to rent a house by the water, allowing visitors to enjoy activities like fishing, hiking, swimming, and mountain biking throughout the day. Within the village of Big Bear, there’s plenty of entertainment, from enjoying brunch at Teddy Bear Restaurant to indulging in midday microbrews at Big Bear Lake Brewing Company.

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