Part II: Real Life Applications and Merging Physical and Digital Realms
The Zebec Evolution Series
New Backdrop and New Tech
This crypto market cycle may bear some resemblance to previous explosive bull runs, yet there is a distinct difference concerning our field and our work. The landscape of blockchain networks has advanced dramatically in the past couple of years.
This included steady growth in use cases for crypto, particularly in payments and cross-border remittances, native and cross-chain integrations, interoperability, and a clearer path to regulation in key industry segments and jurisdictions. And most importantly, the proliferation and adoption of stablecoins within the web3 economy and beyond, serving as a medium to transfer real-world value in the digital world.
Furthermore, advancements in the blockchain technology itself — in terms of velocity, security, and efficiency in money movement over blockchain — have made this period ripe for not just incremental shifts but a radical transformation of the global financial system and money flows. Our goal is to empower broad participation and access to an inclusive and just financial system for anyone around the world. These fundamentals and principles lie at the heart of what we do.
In addition to payment cards covered in the Part 1 of the Zebec’s Evolution series, here’s how the other products and services across our portfolio — from modern payroll app to payments digital and physical infrastructure — integrate into the Zebec’s umbrella mandate of developing the Zebec Network.
WageLink Payroll App with Web3 Features
Our payroll app, WageLink, is integrated within the Human Capital Management (HCM) systems of several leading US payroll service providers in the Payroll Growth Partners (PGP) portfolio, an investment arm of Zebec. Its launch represents a significant modernization of the traditional payroll technology stack and introduces new financial tools to the workforce of over 200 enterprise-level client companies.
Licensed to operate across multiple states and expanding fast though soon-to-be announced additional acquisitions by PGP, Zebec is in a unique position to fuse cutting- edge innovation into conventional payroll services. Within the US, Kotapay, a division of the First International Bank and Trust, facilitates fiat money movement for our operations.
As the first compliant traditional payroll app with an advanced blockchain backend, WageLink introduces web3 features like near-zero cost cross-border remittances and USDC payroll. It also offers advanced payroll tools such as early pay access, budgeting, bill payments, and pay cards, all within a single, unified application.
By merging the strengths of web2 payroll technologies and web3 payment rails, Wagelink delivers a transformative financial experience for employees. It makes blockchain technology accessible and user-friendly, serving as a portal to a frictionless financial future, again fostering broader adoption of web3 technologies.
WageLink leverages the efficiency, security, and speed of blockchain technology to provide a comprehensive solution for daily financial activities, from receiving salaries to managing mobile bill payments and budget tracking. It integrates with various payment infrastructure networks and forms a part of Zebec’s extensive financial network ecosystem.
Streaming Payments and Real Time Payroll App
Building on Zebec’s start of the original continuous settlement protocol on Solana, Zebec has expanded to other blockchains and built its own payments-focused chain.
At the heart of our ecosystem is the Nautilus Chain, an L3 chain tailored for financial transactions. This high-performance, modular blockchain is designed to support global payment flows and accommodate projects and decentralized applications (dApps) and physical infrastructure (DePIN) that demand high performance and security, such as DeFi applications, payment systems, and gaming, among others.
Our Zebec 2.0 streaming payroll app leverages the Nautilus Chain to offer streamlined and efficient payment solutions. With nearly 600 partners and paying clients, along with 355,000 unique users, our chain has proven to be a robust operational platform for financial applications and the transfer of real-world assets through blockchain and smart contract-based digital mechanisms.
Nautilus stands out by providing a viable and efficient blockchain-based solution for streaming DeFi applications anchored in real-world assets and scenarios. Its core innovation lies in its performance and security features, which are ready to support a wide range of financial activities.
This robust infrastructure is supported by over 4,400 node holders, ensuring a stable and secure network for our users and partners. Through these innovations, Zebec continues to lead the way in integrating blockchain technology with real-world financial applications.
Coming soon: The PoS Device and DePIN Gateway
In today’s market, both consumers and merchants demand convenient, instant, digital, all-in-one service experiences. To meet these demands, Zebec is introducing a proprietary cutting-edge point-of-service (PoS) device — a gateway to a comprehensive decentralized physical infrastructure (DePin).
Our device is designed to facilitate secure, almost instentaneous and transparent financial transactions on blockchain network without the need for traditional financial intermediaries or taxing fees.
This development signifies a major step in our journey, leveraging the interoperability of various blockchain networks along with our sophisticated DePIN infrastructure. This strategic move expands our service offerings, facilitates the onboarding of new users to our technology, and will drive the adoption and utility of our network and blockchain technology more broadly.
In the next Part 3 of our “Zebec Evolution” Series we will explore how our varied blockchain-enabled fintech products and offerings fit together into an interconnected infrastructure. And what is next for Zebec.
