Why Some Americans Are Risking It and Skipping Health Insurance

Staying healthy in the United States can be very expensive. Insurance companies don’t want to reduce their rates, so they seemingly find ways to push the envelope. The problem: not everyone can afford health insurance. Often dental is an entirely different issue. The number of Americans who opt for risking it and skip health insurance altogether is rapidly increasing.

Having health insurance means being healthy, but at what cost?

Many Americans agree that having health insurance allows them to feel at ease, because when urgent health issues arise, they know they’re covered — to a dollar amount, of course.

So, why some Americans are risking it and skipping health insurance? Here are the 2 main reasons:

1) The cost of having health insurance is too high

Nationwide, the average cost of a health insurance policy exceeds $1,500 per month, with deductibles that reach over $5,000 per person — well above what a middle class family can afford.

2) Networks are shrinking

Just as insurance companies increase their costs, hospitals also want to take their piece of cake, so they both may enter into negotiations that do not always end on good terms (or in your favor). Often times, insurers exclude hospital options to avoid covering expensive treatments or specialists. This may range from covering dental implants costs to teeth whitening.

Zentist: Affordable dental insurance in California

People need other options to stay healthy. We’re actualizing affordable, private, dental treatments at a lower cost. Zentist is a dental care platform that helps out-of-pocket paying patients find and book dentists based on transparent price and quality information, making dental care accessible and affordable to millions of people.