Frequently Asked Questions — ZeroBank projects

This post will cover all the common questions related to ZeroBank, and will be updated regularly.

: It’s fixed at 1,600,000,000 ZB tokens.


  • The softcap is $ 6,000,000
  • The hardcap is $ 48,000,000

: The tokens will be allocated as below:

15% : Team & Advisor

15%: Company Reserve

10%: Sales & Marketing

20%: Community Reserve

5%: Angel Investors

5%: Ambassadors

10%: Whitelist

10%: Pre-ICO

10%: ICO


  • Bounty participants, Pre-ICO and ICO contributors will receive their tokens after the end of our ICO.
  • Whitelist participants will receive their tokens after the end of our ICO.
  • Ambassadors will receive their tokens after the end of our ICO.
  • Angel Investors will receive their tokens after the end of our ICO.
  • Team members will receive their tokens after the end of our ICO.

: 2 weeks after the end of the ICO.

: ZeroBank is different from other projects in the remittance industry in the following aspects:

  • We build a practical application that can be used immediately on what we are doing well. We do not create a platform and promise anything too distant.
  • With 30 years experience in international remittance and IT solution for Banks, our team is a perfect match with IT knowhow, experience in blockchain, smart contract and customer database.

: We commit to what we do. As a group of founders with high-paying jobs and profitable businesses, we gave those all up to start this project. With our specialties in the field, investors who understand our model would put their long term belief in us and the project.

: ZeroBank benefits its users in terms of convenience as money transfer can be made anytime compare to only banks’ and MTOs’ working hours, especially considering the different time zone. ZeroBank also provides the community with values, such as better services, and income for many community groups.

The reasonable amount for one remittance transaction is 1,000 USD, and non-commercial transactions are no more than 7,000 USD. Any amount smaller than 1,000 USD bears higher relative commission fees.

: You have to pass the KYC procedure, and have some fiat money or ZB tokens to start the work.

: If you want to become an agent you have to pass the KYC procedure. Then, you either buy ZB tokens (from ZeroBank local offices or on any exchanges that ZB token is listed ), or you can complete your first transaction as a sending agent and get ZB tokens. If you do not have ZB token nor fiat money, then you do not have any collateral to become a ZeroBank agents.

: ZeroBank users (senders and receivers of fiat money) will NOT need to know about blockchain, token, cryptocurrency, etc. Only ZeroBank agents have to use ZeroBank tokens as the collateral for their work.

: Currently, many countries are against the use of digital currencies as a means of payment. However, ZeroBank’s business model only utilize ZeroBank tokens as a collateral and settlement instrument. Overall, ZeroBank functions in almost the same way as a traditional remittance company plus sharing economy (e.g. Uber vs traditional taxi cab). Thus, ZeroBank is likely to be permitted in any country that allows remittance business operations..

: Dr. Bao Ly Van, CTO of Zerobank will be responsible for the development of the system. He has extensive experience in banking system architecture as well as blockchain technology. All tasks from setting up ZeroBank’s architecture, system workflow, to test-net, smart contract development, etc. is under his management. Dr. Bao also works closely with his colleagues from the banking sector in constructing ZeroBank system, and has recruited a team of developers with at least 2 years of experience in the field according to Dr. Bao’s plan.

: For Pre-ICO, you can get . Please check it out here: The bonus will end on .

: There are two options in the ZeroBank system:

  • For ZB tokens with price fluctuation, ZeroBank system provides a hedging options for our agents.
  • ZBT tokens with stabilized pricing are to be hard-forked later on in the project for agents who only want to work for the service fees.

: ZeroBank agents earn from the service fees of their transactions, as well as the trading of the tokens.

: ZeroBank will provide its users and agents with educative program to help them understand more about the system and the way it works, as well as to comprehend the risks and skills needed and involved.

: Please see the Global Expansion Roadmap section towards the end of our White Paper

: We will implement a KYC procedure that is the standard in the remittance industry.

: In each market, ZeroBank’s local office determines a general commission fee level for all agents in the market. Each agent also has an option to provide their own commission fee in case users select them manually. Thus, all commission fees are determined before each transaction.

: All users and agents in the ZeroBank system have to pass a KYC procedure that is standard in the remittance industry. ZeroBank’s credit scoring system will also increase the security measure in the system. Also, Anti-money-laundering (AML) procedure is implemented as a must in the industry to prevent money laundering and terrorists support. Our founders who are experts in the remittance industry are going to set up these security measures.

: We know that a significant part of the ZeroBank community is composed of non-english speakers, particularly Japanese, Chinese, Korean, Russian an Vietnamese individuals. In line with this, we would like to announce that we have just released Japanese, Chinese, Russian, Korean and Vietnamese translations of the Whitepaper.

Here are the Whitepaper links:

🇯🇵 Japanese WP:

🇨🇳 Chinese WP:

🇰🇷 Korean WP:

🇷🇺 Russian WP:

🇻🇳 Vietnamese WP:

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ZEROBANK - Your Local Currency

A global money transfer and exchange system based on Blockchain

ZEROBANK - Your Local Currency

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A global money transfer and exchange system based on Blockchain, Smart Contract Technologies and Sharing Economy

ZEROBANK - Your Local Currency

A global money transfer and exchange system based on Blockchain