Zeux: Meet the Core Team

Frank Zhou — Founder & CEO
Frank Zhou is the CEO & Founder of Zeux, a former derivatives trader from leading investment banks and high frequency trading firms such as Merrill Lynch, Société Générale and Optiver. Having graduated with a Distinction in his MSc from Oxford University, Frank also holds a gold medal in the Chinese Physics Olympiad and a British Mensa membership. Frank loves a challenge in everything he does, especially when it comes to eating copious amounts of chicken — and building up Zeux.

Why did you decide to take the jump and join a start-up?
The idea behind Zeux just has so much potential. My previous jobs have always required a lot of risk taking and a capability to handle the pressure that comes with it. So since I’d already signed myself up for a career taking risks (which I thoroughly enjoy) I thought I may as well take an even bigger risk in something that I truly believe in.

What’s your biggest challenge of working at a start-up?
It would probably be trying to get large institutions to take you seriously, as a small player. This requires me to take on the role of a salesman a lot of the time, whilst trying to encourage traditional, large institutions to be more agile and adaptable.

How do you imagine the payment experience in 2030?
Mobile payments/watch payments will dominate. I strongly believe that all payments will be carried out from one, single finance app that also allows you to carry out all your financial activities — paying in store, investing, paying friends, sending money overseas etc. Gone will be the days of inconvenience and hassle!

Tim is the COO at Zeux and Head of Marketing, with more than 15 years of experience as a senior marketing and advertising specialist at leading agencies Oglivy and Wunderman, as well as being the Former Head of Projects at Big Group. Aside from his Zeux dream, Tim’s one wish is for someone to create a pill that allows you to eat anything you want — in the meantime, he’s too busy putting his blood, sweat and tears into Zeux.

What do you do in your spare time?

I believe that staying healthy and making time for personal interests makes a significant difference in staying positive, helping me to stay focused and stress free. Working at a start-up like Zeux, this is so important for me, so I frequently visit the gym, take road trips and visit new places that I have never been to before.

What’s your favourite thing about working at Zeux?

Knowing that we are building a product that can, ultimately, change people’s lives for the better, and that it will also completely transform the behavioural landscape for consumer investments in the market.

What’s your biggest challenge working at a start-up vs a conventional, large institution?

The biggest challenge is definitely resources. In a start-up, we are much more agile and being able to pivot accordingly to market movement or business decisions is amazing, but there are also the things that usually people don’t talk about — admin, operational processes, compliance — which are as important but in a bigger institution you would have dedicated teams to handle these. So it’s all about staying motivated and taking even these less market-facing tasks in your stride.

Tech-geek Nathan is Zeux’s Chief Technical Officer, and a former Senior Software Engineer and tech lead at leading institutions JustEat, Investec, Bookatable and Logica, with more than 16 years of experience under his belt. Originally from down under, Nathan now resides in London with his partner, son and his beloved laptop.

Why did you decide to take the jump and join a start-up?
The challenge of moulding and funnelling day-to-day chaos into something useful and refined appeals to me. Also, I couldn’t pass up the chance to work on something I believe in and am so passionate about, something which is a once-in-a-lifetime opportunity.

What’s your favourite thing about working at Zeux?
My desk has a fantastic view of London and the barista service is great! Oh, and the team of course.

How do you envision your individual payment experience in 2030?
I think digital currency will be mainstream, transaction barriers will be reduced, payments will be so easy to perform and so second nature that it wil be like shaking someone’s hand. Yet all of this will be carried out in a manner thats more secure and reliable than ever before.

Tahir, the CFO at Zeux, is the former COO at DXC Technology and a Harvard Business School alumni. With his years of wisdom, Tahir brings significant experience in financial services as the former Managing Director of Travelport, Head of Strategic Initiative at Mahindra and Chief Financial Officer at WNS. Aside from golf, delicious food and avoiding rush hour on the tube, Tahir passionately leads the finance division within Zeux.

Why did you decide to take the jump and join a start-up?

To put it quite simply, no two days are the same. And I love that about my job.

What’s your favourite thing about working at Zeux?

The open, productive discussions we have on almost everything that matters in the process of building a great and successful business. Or you could look at it that we disagree a lot on things until we agree! Ultimately, we are a team — and we act like one in everything we do.

What’s your biggest challenge of working at a start-up vs a conventional, large institution you have previously worked at?

I have always tended to focus on results and less on politics. I think large institutions are slowly becoming more driven but tend to carry a lot of passengers so it takes months, or even years, to make a decision — start-ups don’t have this issue. Start-ups are agile, quick and determined. It’s an invaluable experience for anyone who has not worked in such an environment before, and I like to hire people who have had exposure to both cultures.

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