ZPER, the P2P Financial Platform, Jumped Over $1 Billion in Total Amount of P2P-Lending Loans (ZPER Alliances’)
- In Jan., the total amount of P2P loans invested by ZPER platform’s P2P financial companies exceeded $1 billion. It takes over 30% in the P2P market in S. Korea
- “More P2P financial companies will participate in the ZPER on-and after the 1st launching of our P2P financial service this year,” said JB Kim (CEO, ZPER)
S. Korean alliance companies participating in ZPER, a P2P financial platform based on blockchain technology, have accumulated more than $1 billion (1 trillion KRW).
ZPER said in a press release that as of last January, S. Korean alliance companies, 17 companies in total, reached $1.15 billion in total amount of P2P-lending loans invested in each platform service. This amount is almost twice as much as $646 million in last June of last year.
To be specific, TOGETHER Funding and Pop-Funding, which are the top 5 P2P companies in S. Korea in the size of accumulated loans, recorded $280 million and $200 million in accumulated loans, respectively. Hello Funding($90 million), Profit($89 million) , and Ciso Funding($88 million) followed after them.
In addition, Loanpoint, FUNDA, Cocktail Funding and Midrate, which are providing the securest P2P investment service with the outstanding due rate of 0%, have also sold out their P2P-lending products, reaching from $23 million to $71 million in total.
The ZPER’s accumulated amount of loans, amounting to $1.15 billion, is more than 30% of the total accumulated loans in the Korean P2P financial market overall. Considering that the accumulated amount of loans in the domestic P2P-lending market was $3.4 billion last year, the ZPER Alliance’s amount of total loans accounts for approximately third of the industry.
JB Kim, the CEO of ZPER, said in an interview “The fact that ZPER Alliance’s accumulated loan surpassed $1 billion means it can maximize the efficiency of ZPER’s P2P portfolio investment service later, enabling easy access and diversification of many of P2P-lending products(loans).
ZPER is a P2P financial alliance platform based on blockchain technology, enabling various distributed investment in an integrated solution. In the meta-platform service, P2P-loan borrowers and investors are traded their money in a new P2P-investing form of ‘Portfolio’ on a number of loans released by domestic and foreign P2P financial alliance companies.
Moreover, ZPER also provides transparent bond and data management services by combining two different blockchain technology networks.
ZPER creates a safe P2P financial ecosystem by recording and managing sensitive information, such as customer information and loan-related contracts, to the ‘Consortium Blockchain.’ On the other hand, P2P product information, investment details, company repayment details and bond management are recorded in ‘Public Blockchain.’
As of February, 20 of major P2P financial companies — leading the great growth of the P2P-lending market in East Asia (China, S. Korea, etc.) are participating in the ZPER platform as alliance companies. In addition, many of leading companies from various industries, such as real estate, insurance and security, are also joining as data provider and technology partners for ZPER.
ZPER’s main service for P2P-lending will be officially open in the first half of this year.
[Press Releases: S. Korean Media]
- 블록체인 P2P금융 플랫폼 지퍼, 누적대출취급액 1조원 돌파 (1/23, EDAILY)
- 블록체인 P2P금융 플랫폼 지퍼, 누적대출취급액 1조원 돌파 (1/23, FT Times)
- P2P 금융 플랫폼 지퍼, 지난해 누적 대출액 1조원 돌파 (1/23, Blockchain News)
- P2P금융 플랫폼 ‘지퍼’, 국내 얼라이언스사 누적대출액 1조 넘겨 (1/23, Bitweb)
- 블록체인 P2P금융 플랫폼 지퍼, 누적대출취급액 1조원 돌파 (1/23, ETIMES)
- 지퍼, 국내 얼라이언스사 누적대출액 1조 돌파 (1/23, TheBChain)
- 블록체인 P2P금융 플랫폼 지퍼, 누적대출취급액 1조원 돌파 (1/23, BitChart)
- [1월-4주] 블록체인 위클리 (1/27, Bloter)
