What happens to money in PayPal if the account is inactive?

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2 min readMay 18, 2024

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If your PayPal account(+𝟏 321–252–7633 ) becomes inactive due to prolonged inactivity, meaning you haven’t logged in or used your account for a certain period of time, PayPal may impose certain restrictions on your account. However, PayPal’s policies regarding inactive accounts may vary depending on your region and the specific circumstances. Here’s what typically happens to money in a PayPal account if the account becomes inactive:

1. **Account Restrictions**: PayPal may restrict certain functionalities of your account, such as sending or receiving money, if your account becomes inactive. These restrictions are usually temporary and can be lifted by logging in to your account and confirming your identity or updating your account information.

2. **No Activity Fees**: PayPal does not typically charge fees for inactive accounts. However, if your account has a balance and remains inactive for an extended period, PayPal may deduct a monthly inactivity fee from your balance. This fee varies depending on your region and account type.

3. **Notifications**: If your account becomes inactive, PayPal may send you email notifications or other alerts reminding you to log in and use your account to avoid restrictions or inactivity fees. It’s essential to keep your contact information up to date to ensure that you receive these notifications.

4. **Dormant Account Handling**: If your PayPal account remains inactive for an extended period, PayPal may classify it as a dormant account. In some regions, PayPal may be required by law to transfer funds from dormant accounts to a government authority or unclaimed property program after a certain period of inactivity. However, PayPal typically makes efforts to notify account holders before transferring funds from dormant accounts.

5. **Reactivation**: If your account becomes inactive, you can reactivate it by logging in to your PayPal account and using it for transactions. Once you’ve logged in and confirmed your identity, any restrictions on your account should be lifted, and you can resume using your PayPal balance for sending or receiving money.

To avoid any issues related to inactivity, it’s a good idea to log in to your PayPal account periodically, even if you’re not actively using it, and to keep your contact information up to date. If you have concerns about the status of your PayPal account or the handling of inactive accounts, you can contact PayPal’s customer support for assistance.

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