Can I receive money on PayPal without linking a bank account or card?

Rudrakiss
2 min readMay 16, 2024

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Yes, you can receive money on PayPal (+𝟏 321–252–7633 ) without linking a bank account or card, but there are limitations to what you can do with the funds in your PayPal account if it’s not linked to a bank account or card.

Here are some options:

1. **Hold the Balance:** You can receive money into your PayPal account and keep it as a balance within your PayPal account. This balance can be used to make purchases online at merchants that accept PayPal payments.

2. **Send Money to Others:** You can use the balance in your PayPal account to send money to other PayPal users or to pay for goods and services online.

3. **Withdraw Funds:** While you can hold a balance in your PayPal account without linking a bank account or card, you won’t be able to withdraw the funds to your bank account or card without linking one. However, you may be able to use alternative withdrawal methods offered by PayPal in your country, such as a check or PayPal Cash card (if available).

4. **Receive Refunds:** If you make a purchase using PayPal and later receive a refund, the refund will be credited to your PayPal account balance. You can use this balance to make future purchases or send money to others.

Keep in mind that there may be limitations or restrictions on certain features of your PayPal account if it’s not linked to a bank account or card. Additionally, PayPal may require you to verify your identity or provide additional information to use certain features or lift transaction limits. It’s always a good idea to review PayPal’s terms of service and policies for more information on using your account without linking a bank account or card.

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Rudrakiss
Rudrakiss

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