Avinash SwamyWhat UPI and Wallets can learn from payment cards to improve sustainability.The payment card ecosystem has evolved a balanced cost — benefit equation for all major types of participants — a strategy that newer…Jun 19, 2017Jun 19, 2017
Avinash SwamyThe evolution of the Fin+Tech ecosystem.With the much talked about advent of open banking and the API economy as well developments such as the planned roll out of PSD2 in Europe…May 26, 2017May 26, 2017
Avinash SwamyWhy are banks going slow on UPI?It has been over six months since the NPCI launched UPI. Despite, the Govt. of India’s demonetization drive in November 2017 and the…Apr 4, 2017Apr 4, 2017
Avinash SwamyHow blockchain can help wallet companies in India stay relevant.An ideal digital payments system is one that enables a user to make payments to any merchant (company, shop owner etc.) or peer (friend…Feb 14, 20171Feb 14, 20171
Avinash Swamy7 reasons why UPI will be a game changer for mobile payments.The National Payments Corporation of India’s (NPCI) recently launched Unified Payments Interface (UPI) platform for domestic mobile…Jun 23, 2016Jun 23, 2016
Avinash SwamyUnified Payments Interface — Helping the disrupted disrupt the disruptorsHow the Unified Payments Interface platform for mobile payments in India provides ammo for incumbent banks to fight disruption from…Jun 1, 2016Jun 1, 2016
Avinash SwamyAccount aggregators — a golden opportunity for banks in IndiaHow the Reserve Bank of India’s proposed “account aggregator” policy offers up a “cannot miss” opportunity for banks to transform customer…May 9, 2016May 9, 2016
Avinash SwamyThe evolution of FinTech regulation in IndiaHow the Reserve Bank of India is looking to leverage the FinTech phenomenon to drive a better and more inclusive banking industry in India.Apr 29, 2016Apr 29, 2016
Avinash SwamyWhat makes Payments such an attractive space in FinTech?Despite accounting for only 4% of banking profits, retail payments has received the second highest amount of FinTech investments after…Apr 28, 2016Apr 28, 2016
Avinash SwamyHow FinTech can disrupt Enterprise IT more than banking.As the FinTech phenomenon evolves, there is an increasing possibility of FinTech companies disrupting not just banking but another segment…Nov 23, 2015Nov 23, 2015