Greg BaerinBank Policy InstituteAs U.S. Regulators Implement the 2017 Basel Accord, It’s Time for a Reality-Based Assessment of…The U.S. banking agencies recently reaffirmed their commitment to implement the most recent Basel Accord, a sweeping series of changes to…Nov 10, 20221Nov 10, 20221
Greg BaerinBank Policy InstituteDoes the Treasury Department Want to Modernize Payments? If So, Here’s HowAs policymakers focus on payment and currency issues, now seems like an ideal time for individuals and companies receiving government…Apr 18, 2022Apr 18, 2022
Greg BaerinBank Policy InstituteThe Dollar, the Yuan, and CBDCs: What Talks, What WalksRecently, several commentators have identified a potential Chinese central bank digital currency as a serious economic and national…Apr 29, 2021Apr 29, 2021
Greg BaerinBank Policy InstituteCentral Bank Digital Currencies: Costs, Benefits and Major Implications for the U.S.Note: The author is President and CEO of the Bank Policy Institute and an Adjunct Professor at Georgetown Law School. His past roles…Apr 7, 2021Apr 7, 2021
Greg BaerinBank Policy InstituteIf the Treasury Issues Debt and the Fed Buys It, Should Bank Capital Requirements Go Up?Over the next year, in order to fund higher spending, the Treasury Department is expected to issue about three trillion dollars in debt…Mar 8, 2021Mar 8, 2021
Greg BaerinBank Policy InstituteThe FSOC’s Looming Challenge: Un-Ringing a Very Large BellThe incoming Financial Stability Oversight Council will face an extraordinary challenge: a large and growing shortage of market liquidity…Jan 28, 2021Jan 28, 2021
Greg BaerinBank Policy InstituteWhat Is Next for Capital Regulation? Hard Choices About Dynamism and ProcyclicalityOn June 25, the Federal Reserve announced the results of its annual stress test, supplemented by an ad hoc sensitivity analysis that was…Jul 24, 20201Jul 24, 20201
Greg BaerinBank Policy InstituteWhat Next for Capital Requirements?We are at an interesting time in bank capital regulation. U.S. banks have performed very well thus far, but the current economic outlook…May 27, 2020May 27, 2020
Greg BaerinBank Policy InstituteOperational Risk and the Federal Reserve’s Stress Test: Time for a Reality Check?The Federal Reserve has stated that as part of this year’s Comprehensive Capital Analysis and Review (CCAR) stress test, it will “conduct…May 27, 2020May 27, 2020
Greg BaerinBank Policy InstituteA Ban on US Banks Issuing Dividends Would Be Bad PolicyEconomic turmoil related to the Covid-19 pandemic has spurred calls for the Federal Reserve to prevent US banks from issuing dividends…May 25, 2020May 25, 2020
