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These are big steps, not baby steps.

A red and white home standing on a pile of coins
A red and white home standing on a pile of coins
Photo by bongkarn thanyakij on Pexels

People don’t just wake up one day and become millionaires unless you’re born into a rich family, of course. Most people can’t even pay off all their student debt or purchase a house.

If you want to get ahead, you have to make risky or difficult life decisions. And then follow through with these decisions until it’s a lifestyle over an extended time.

What are the key financial decisions that can change your life for the better and the future?

1. Live below your means over a consistent period

Living below your means is spending less than you earn. …


From harsh truths to comforting advice

A woman meditating outside in the sunlight
A woman meditating outside in the sunlight
Photo by Jared Rice on Unsplash

Reflecting on my college graduation countdown, I remember the unsettling fear caused by the uncertainty of my future employment. Coupled with student debt, it’s not a pretty picture.

College is a culmination of carefully outlined steps in your education. I followed a strict class schedule filled with required classes to qualify as prerequisites for advanced courses. I prepared for classes based on the structured syllabus distributed on the first day of class, outlining the midterms and finals dates.

And then those tests and finals are replaced with neverending interviews and surprises around every corner into the so-called “real world.”

Fast forward years later into my post-grad life, here are five things that I wish I could go back in time to prepare and reassure myself. …


“Just break up,” she said.

Woman with her head turned to the left with a tear dropping from her eye
Woman with her head turned to the left with a tear dropping from her eye
Photo by Rene Asmussen on Pexels

It seems like this annoying conundrum that your friend who has never been in a long-term relationship has the wisest advice.

Additionally aggravating is that guidance isn’t sugar-coated. Instead, it’s the truth, and it hurts.

What is the ultimate reason why your single friends often have the best advice?

They have an objective view.

Just break up.

I have a friend that whenever she says these three crucial words — she’s right. It’s the end of the road.

The “just” is spoken because she’s had enough of the venting. She knows there is no point in hanging onto a relationship, even if it’s long term. …

About

Jessica Vu

Experienced HR and Recruiting Professional looking to explore happiness and life on my own terms.

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