Jeff Ostrowski – Medium

Jeff Ostrowski

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Jeff Ostrowski

Are We In A Housing Affordability Crisis? It Depends

I was being interviewed about the housing market recently, and the reporter — Cory Smith of The National Desk — asked a deceptively…

Jun 24

A home for sale in San Diego, one of the nation’s least unaffordable markets. Photo by Jeff Ostrowski

Jun 24

Jeff Ostrowski

What I learned from taking the Mortgage Loan Originator certification

An alphabet soup of new laws means predatory lending has all but disappeared over the past decade.

1d ago

What I learned from taking the Mortgage Loan Originator certification

1d ago

Jeff Ostrowski

Maybe Realtor Commission Settlement Really Is Pushing Costs Down

Buy-side costs have fallen this year, Redfin reports. And a consumer advocate is telling buyers to pay no more than 2%.

2d ago

Maybe Realtor Commission Settlement Really Is Pushing Costs Down

2d ago

Jeff Ostrowski

Younger homeowners are more willing to tap home equity for questionable uses

Wondering whether you should hit up all that value in your house? Here’s a quick guide.

3d ago

Younger homeowners are more willing to tap home equity for questionable uses

3d ago

Jeff Ostrowski

Mortgage rates are plunging, and refinancing might make sense

It might be time to consider swapping out home loans. Here’s a quick guide.

5d ago

Mortgage rates are plunging, and refinancing might make sense

5d ago

Jeff Ostrowski

Good news for first-time buyers: Down payment assistance programs keep expanding

Down payment assistance programs are growing more numerous — and more generous. Income limits in Northern California are up to $300,000.

Aug 2

Good news for first-time buyers: Down payment assistance programs keep expanding

Aug 2

Jeff Ostrowski

The wacky housing market in 7 charts

Home prices are at record highs, but sales volumes have fallen. Homeowners are feeling great, homebuyers are feeling depressed.

Aug 1

The wacky housing market in 7 charts

Aug 1

Jeff Ostrowski

The Election’s Effect on the Housing Market? There Is None

The president has little to do with this

Jul 31

The Election’s Effect on the Housing Market? There Is None

Jul 31

Jeff Ostrowski

Should you be in a hurry to pay down your mortgage? Probably not

A 15-year loan is better than a 30-year mortgage right? Not if you’re trying to fatten up your retirement savings.

Jul 30

Should you be in a hurry to pay down your mortgage? Probably not

Jul 30

Jeff Ostrowski

‘House Hacking’ Combines Landlording, Homeownership

Is it time to bring back an old idea?

Jul 29

‘House Hacking’ Combines Landlording, Homeownership

Jul 29

Jeff Ostrowski

Jeff Ostrowski

Jeff Ostrowski has chronicled two housing booms and one devastating bust. He writes about mortgages for Bankrate and appears on CNN, CNBC and other media.

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