Patrick A. HaleFHA Loan Limits in 2019FHA loan limits for 2019 increased in most US counties to accommodate for the increased cost of housing. The FHA loan limit for high-cost…Mar 13, 2019Mar 13, 2019
Patrick A. HaleHow to Apply for a VA Certificate of EligibilityLenders should first attempt to obtain a COE through the online application webLGY, which can be accessed through the VA Information…Oct 3, 2018Oct 3, 2018
Patrick A. HaleAppraisal Changes allowing Automated Values AVM’s, Financial Crises and Regulatory ReformsEvery financial crisis seems to be followed by Congressional reforms and new regulations, which are designed to prevent future financial…Aug 15, 2018Aug 15, 2018
Patrick A. HaleWhat is Mello-Roos in California?Mello-Roos Background: In 1978 Californians enacted Proposition 13, which limited the ability of local public agencies to increase property…Aug 15, 2018Aug 15, 2018
Patrick A. HaleWhy Buy and Live in Monterey CountyGrowing up in Carmel, CA was truly one of the best experiences of my life.Aug 15, 2018Aug 15, 2018
Patrick A. HaleEffective Age and Economic Life of Real EstateBefore exploring the different types of real estate depreciation, you must know the difference between effective age and economic life.Aug 13, 2018Aug 13, 2018
Patrick A. HaleReal Estate DepreciationDepreciation of real estate is a loss in value to a property due to any cause. Accrued depreciation is depreciation that has already…Aug 13, 2018Aug 13, 2018
Patrick A. HaleWhat Is FHA Mortgage Insurance? — FHA Approved CondosWhen you put less than 20% down to purchase a home, there’s a higher risk that if the market declines, or if you can’t pay your mortgage…Jun 13, 2018Jun 13, 2018
