Tired Of Financially Supporting My Husband (My Husband Uses Me Financially)

Skylar Madeline
6 min readOct 25, 2023

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Photo by Alexander Mils on Unsplash

So often, I hear from people who are frustrated, overwhelmed, and downright tired of financially supporting their husbands. If you’ve ever found yourself in a situation where it feels like you’re the sole breadwinner, you’re not alone. Let’s dive into this complex issue and explore some practical tips for handling this tough situation.

Recently, a client named Jane got in touch with me. She was feeling burdened by the financial responsibility she had been carrying in her marriage. Jane’s husband, Larry, had struggled with unemployment for several years, and she was beginning to feel like she was the sole breadwinner. It was taking a toll on their relationship and her own well-being.

Jane had reached out to me in a state of distress. She described how, at the beginning of their relationship, she and Larry had both been working and contributing equally to their shared life. But when Larry lost his job due to company downsizing, everything changed. Jane wasn’t just the emotional support for her husband; she was now the sole financial provider for their family. Their dynamic shifted from a partnership to a situation where she felt like she was carrying the weight of the world on her shoulders.

Jane’s voice trembled as she said, “I don’t want to give up on us, but I’m overwhelmed. It’s not just about the money; it’s about feeling like I’m in this alone. What can I do to make things better?”

Jane’s story is not unique. Many people find themselves in situations where they feel financially used by their partners. Whether it’s due to unemployment, overspending, or simply a lack of motivation, it can create a significant strain on the relationship. If you’re nodding your head in recognition right now, don’t worry; you’re not alone. I’m here to share some insights, advice, and a sense of camaraderie to help you navigate this challenging terrain.

Understanding the Situation

First things first, if you’re in a similar situation, it’s essential to take a step back and assess the problem. Ask yourself these questions:

1. Is this a recent change? If your partner has had a recent change in financial behavior, it’s important to understand why.

2. Is this a mutual decision? In some relationships, one partner handles finances because it makes sense, and it’s a mutually agreed-upon arrangement. But if you’re feeling like you’re being used, it’s time to reassess.

3. What’s the communication like? Are you and your partner open about your financial concerns? If not, it might be a significant part of the problem. Honest conversations about money can save relationships.

Taking Action

Taking action is a crucial step when you find yourself financially supporting your partner to the point where it feels overwhelming. Here’s what you can do:

1. Reflect on Your Contribution

It’s not just about the dollar signs; it’s about assessing the full spectrum of your relationship’s value. Look at what you bring to the table beyond just the financial aspect. Relationships are multi-faceted, and they thrive on emotional support, companionship, shared experiences, and love. Reflecting on these intangible contributions can help you understand the holistic nature of your partnership.

Take a moment to ponder the emotional support you provide, the quality time you spend together, and how you share responsibilities beyond the financial aspect. Perhaps you’re the one who excels at cooking, and your partner is the handy one when it comes to home repairs. Recognize and celebrate these aspects of your partnership; they play a crucial role in its overall health.

2. Set Boundaries

Setting clear boundaries is essential to address the issue of financial dependency. Have a frank conversation with your partner about your financial expectations and how you can both contribute to shared expenses. This could mean creating a budget, splitting bills, or finding a fair arrangement that suits both of you. By having these financial boundaries in place, you establish a sense of structure that can help alleviate the stress and uncertainty that often accompanies financial strain in a relationship.

It’s important to remember that setting boundaries isn’t about cutting your partner off or isolating them. Instead, it’s about creating a sense of shared responsibility, so both partners feel like they are contributing in meaningful ways. Open and ongoing communication about these boundaries is key to making them work effectively.

3. Encourage Professional Growth

If your partner is facing career challenges or job instability, it’s an excellent opportunity to offer your support and encouragement. Explore together how they can develop professionally and increase their income. Encourage them to pursue new job opportunities, invest in additional education or training, or acquire new skills that could enhance their employability. When you actively engage in helping your partner grow professionally, you demonstrate your commitment to their success and well-being. This collaborative approach can strengthen your bond and offer a path toward greater financial independence.

It’s important to strike a balance between support and pressure. Be a source of motivation and guidance without making your partner feel overwhelmed or pressured. It’s about nurturing their self-confidence and providing assistance when needed.

4. Seek Joint Solutions

When dealing with financial challenges in a relationship, it’s crucial to shift your perspective from a “you versus your partner” mindset to a “team versus the problem” approach. Collaborate on finding solutions to improve your financial situation together. This change in perspective can help create a sense of unity and shared responsibility.

Discuss strategies like saving money, finding additional sources of income, or making more conscious spending decisions. By involving your partner in this problem-solving process, you empower them to actively contribute to resolving the issue. Joint solutions not only ease the financial burden but also strengthen the emotional bond in your relationship as you work together towards a common goal.

5. Independent Finances

In some cases, keeping your finances separate may be a suitable option. While it might not work for every couple, maintaining separate finances can reduce tension and help each partner regain financial independence. This approach allows you to manage your money individually while still contributing to shared expenses.

If you decide to explore this route, establish guidelines for how you will divide bills and expenses, and ensure both partners feel comfortable with this arrangement. The key is to make these financial decisions together, so you both have a say in the process. This approach promotes financial autonomy while preserving the relationship, as long as there is a shared understanding and commitment to maintaining the partnership.

In an ideal world, love should conquer all, but we live in a real one where finances play a significant role in our lives. If you find yourself feeling like you’re carrying the entire financial load in your relationship, take heart. You’re not alone, and there are ways to address the issue without compromising the love and connection you share with your partner.

If you’ve found the insights and advice in this article helpful, it’s time to take action and embark on a journey to strengthen your relationship and regain your financial peace of mind. Click here for more personalized guidance and resources on navigating the challenges of financially supporting your partner while maintaining a healthy, loving connection.

Click here to access a comprehensive guide that will provide you with even more in-depth strategies, tips, and advice to help you address your partner’s financial dependency and strengthen your relationship. This guide dives deeper into the steps we’ve discussed, offering practical solutions and real-life examples to help you find a path forward.

Don’t let financial strain take a toll on your love. Your relationship is worth the effort, and by taking proactive steps, you can work together to overcome these hurdles and build a stronger, more harmonious partnership. So go ahead, click right here, and start your journey towards a brighter, financially secure future with your loved one.

Remember, you’re not alone in this journey, and there is a path towards a healthier, more balanced relationship. Click here now to discover the tools and insights that can help you and your partner overcome financial challenges while strengthening your love and connection.

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