…ons aren’t easy. Average bank offers up to 100 services, but 70% customers use only 2 or 4 of them. Many of them could help us, but people just doesn’t understand how they work and value of them. Can banks help us? Yes — they give us a larger credit line. But that is not a real solution. Real solution would be, if they would send me notifications when I’m overspending, reaching for savings goal, approaching budget limit, spending more than usual, have to file tax report and here possibilities are endless.