Banking

VCCs are a no-brainer

It’s impossible to ignore the fact that many aspects of the financial world are being disrupted. What is interesting, however, is not what is being disrupted, but why the environment is ripe for disruption. The adoption and industry support of Virtual Credit Cards (VCCs) is an effective…

Fintech will disrupt much more than bank services

The focus on fintech disruption of banks has largely been about services: better customer experiences and challenges to the core infrastructure of banking. As a result of fintech disruption, bank services as we know them will change more in the…

How banks are failing to uphold their end of the bargain

and what that means for their future

One of the most consistent findings being reported on banking and fintech is the lack of trust that millennials have in their bank.

Mobile Wallet as the next platform

Have you ever left a blog or article open in a tab for weeks, maybe even months, digesting it and trying to understand what it really means? The kind of blog that’s typically written by someone much smarter than you, and that challenges some of your base assumptions?

PFM gone wrong

Normally, I am all in favour of the development of personal financial management (PFM) tools. The problem PFM solves is huge, and will define much of banking engagement going forward.

But there is getting it right, and getting it wrong. To get it right, we need to go back to…

The inevitable disruption of banking

Why banks are doomed and what can be done about it