This publication’s purpose is to help Generation Jones adapt their investing framework in retirement. What does that look like? It’s not an answer like 42. It’s a process that yields different solutions over time, given the changing investing environment. To quote Darwin, “It is not the most intellectual of the species that survives; it is not the strongest that survives, but the species that survives is the one that is able best to adapt and adjust to the changing environment in which it finds itself.”