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ISO Fields

ISO Fields

ISO stands for International Organisation for Standardisation. This is a non-governmental organization headquartered in Switzerland which…
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Lukas Korenacka
BIN (Bank identification number)

BIN (Bank identification number)

BIN stands for Bank Identification Number (4–6 digit number) which is used to identify the issuing bank. The BIN is used by payment…
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Lukas Korenacka
PIN Translation

PIN Translation

This topic is probably one of the most confusing ones within payments simply because PIN translation is a form of encryption. The…
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Lukas Korenacka

Amazon is testing hand-scanning payments

Recently the New York Post reported that Amazon is testing a new in-store payment technology for their WholeFoods grocery chain. The new…
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Lukas Korenacka

OFF-US vs. ON-US trans

The process above is also called an OFF-US transaction because the acquiring bank and issuing bank are located on two separate networks…
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Lukas Korenacka
Basic card operation cycle

Basic card operation cycle

The first article will focus on a basic card operation cycle as it would happen in any retail store online or offline. Throughout this…
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Lukas Korenacka
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