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About
payoff
Payoff is the leading financial wellness company that applies science, psychology and technology to help people reinvent their relationship with money and accelerate their journey to financial well-being.
Note from the editor

Payoff is the leading financial wellness company that applies science, psychology and technology to help people reinvent their relationship with money and accelerate their journey to financial well-being.

Editors
Go to the profile of Daniel Sinner
Daniel Sinner
Believer. Traveler. Dreamer. Head of Marketing @HappyMoney
Go to the profile of Adam
Adam
Go to the profile of Josh Hemsley
Josh Hemsley
Head of Creative at @JoyApp & @Payoff. Maker of products & brands for humans, — twice a maker of actual humans. Previous: @nest @myenergy @sevenly @weareenvoy
Writers
Go to the profile of Scott Saunders
Scott Saunders
Founder +CEO at Happy Money.
Go to the profile of David Herman, Ph.D.
David Herman, Ph.D.
I am a Neuroscientist and Data Scientist with expertise in Machine Learning, Algorithm development and large scale model deployments.
Go to the profile of Ryan Howes, Ph.D.
Ryan Howes, Ph.D.
Clinical Psychologist and Writer