Credit Card Tips

American Express Gold Card No Longer First Year Free

It’s a sad day for Canadians. The American Express Gold Personal Card is no longer offering a waiver on its Annual Fee of $150. This card has been provided with a fee waiver for as long as I can remember and likely to be one of the most…

What You Need To Know About American Express Retention Offers

We all hate the annual fees associated with credit cards and they’re especially hard to swallow with all the cards out there that offer the first year free. So why not just cancel your credit card and move to another card…

Reader Question — When Do I Get My Bonus Alaska Miles?

I get a lot of questions in the comments section of my blog and through email. Most times I will answer the question through the same channel that the question was received, however, there are times where it makes sense to make the…

Time Sensitive — Act Now for 5,000 SPG Points!!!

I don’t usually post on the weekends because that’s family time but I wanted to make an exception for this incredible and potentially time sensitive offer.

How To Get US Credit Cards — Part 6 — Getting Your First Card

You’re still with me? Good.

I know that there’s been a lot of information thrown your way but if you’re reading this, it means that you likely really want that US card. Today we jump into the meat…

How To Get US Credit Cards — Part 5 — US Phone Number

Another slightly annoying thing that is required for a US credit card is a US phone number. The reason the US phone number is required is that in the event you don’t get instantly approved for your card, the credit card issuer will need…

How To Get US Credit Cards — Part 4 — US Banking

One of the things you will need in order to get your first US Credit Card is a US bank account. The reason for this is simple … you need to be able to pay your balance and in order to get your first card, you’ll need to be able to prove you have…

How To Get US Credit Cards — Part 3 — Mail Forwarding

One of the requirements you will have when you apply for a US credit card is a US mailing address. If you have close friends you trust then you can use their address as your own but if you don’t or don’t want to put your friends out…