My Unborn Child Is Already Investing

And relying on the well-known compound interest.

Daniel Silva
The Shortform


Source edited on Canva

As you may have seen, I’m engaged. Consequently, we already talked about the next step.

I made clear to my future wife that I don’t want to hinder our kid’s future, so we will start investing an average of 100$ a month for the next 23 years.

We’ll be using Trading 212, a broker that I’ve been using for 3 years now since I began my investing journey, and we’ll be relying on the well know compound interest to accumulate as much money as possible for our kid.

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As you can see, we will do this until they reach 23 years old, so the expected return, on an 8% yearly interest rate, is $73,659.10.

The idea is to guarantee them a head start in adulthood as soon as they leave college.