Introducing TrakkaPay — A single channel to move funds and pay bills, across multiple financial accounts.

The control center strikes again! It wasn’t enough to track, categorize, and manage. We want you to be able to pay for stuff too.

Falodun Daniel
Trakka
4 min readOct 3, 2022

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When we launched, we received torrents of requests and questions about executing bank transactions with Trakka. We always responded by saying “We’re sorry, but you cannot make transactions with Trakka at this time”, while constantly iterating our plans to give our users this experience and even more.

Today, our response changes — we brought in the new guy — TrakkaPay.

TrakkaPay is the first-of-its-kind unified payment system that allows users to pay bills through multiple financial accounts from one app, powered by Mono. And the first beta implementation of this feature now available to users is Direct Bills.

Direct Bills? 💭

Direct Bills is the first phase of TrakkaPay. It is a feature that integrates bill payments into the app. It lets users make quick and easy payment transactions using their mobile apps.

Users needed a way to make quick payments without having to leave Trakka. The idea of financial centrality seemed incomplete without being able to use Trakka to initiate payments. And since our users routinely visit their apps to create budgets, categorize transactions, and monitor their expenses. Seamlessly paying bills without switching to their bank apps or USSD is the cherry on top of a five-star cake.

What sets Trakka apart is users’ ability to mindlessly navigate from reviewing their expenses to paying bills. Speed, ease, and comfort make Trakka feel like home for your finances.

Direct Bills is available to all Trakka users as a public beta — both free and paid. But subscribed users enjoy the ability to make payments from any synced bank account of their choice. The latest version of Trakka is available for both IOS and Android users.

The control center of your finances? We weren’t joking

TrakkaPay’s Direct Bills allow you to pay bills directly from your synced bank accounts. What we’re doing is clear. We’re bringing the modern fintech experience to traditional banking. And we can assure you that this isn’t something you’ve been seeing around. Not until us, at least.

You can easily pay to connect to your favourite shows from Dstv, Box Office, Star Times, GoTV, and Showmax; purchase airtime and internet subscriptions from your preferred ISPs like Spectranet, ipNX, and Smile; and pay electricity bills — all from one place.

And guess what!? For your first fifty transactions, ZERO transaction fees for transactions less than a thousand five hundred 🤯.

We lead by doing

Since we started, we’ve not stopped mentioning how we aim to redefine personal finance in Nigeria. And so far, we’ve stuck to our guns. We’ve worked hard to hit most of our production targets for the year. And we’re a step closer to materializing our product vision around our 3-pillars of personal finance — Spend, Pay, and Save.

Our product keeps bringing the spotlight to financial management — a seemingly overlooked sector in the country. The Nigerian fintech space is awash with money-saving evangelists, with an almost nugatory focus on the other aspects of personal finance. We’re happy to be at the frontline of change, bringing in solutions that truly people desire.

From go to whoa, Trakka is in a class by itself

We know others do it. But no one does it like us. Simply, we are the best at what we do.

Trakka is the first Nigerian fintech app to offer users a unified payment system across their multiple financial accounts. While other products are trying to do something similar, there isn’t a better implementation of this idea anywhere else. You’re welcome to pick up your “fine-tooth comb”.

You also don’t need to take our word for it. Try Trakka and sync your first two accounts for free.

We may not be able to speak for everyone, but we guess you don’t like opening five different mobile applications just to pay for electricity or airtime. We don’t either. And we’re tired of watching them make you burn calories using a “solution”.

The truth is that our execution is unmatched, and we’re proud to say that this is just the beginning. Soon, we’d be rolling out more features and also increasing our offerings for Direct Bills.

We’re adding grounds to the fintech landscape, breaking through the bounds of the conventional. When we set out with a claim to revolutionize personal finance, we didn’t say that only to come and be a plus one to the horde of products that serve the same purpose. And a good look at what we’re doing compared to the market standard is a clear pointer to that fact.

We're different because we’ve worked to create more than a product. We’ve created a lifestyle. And we want you to be a part of it.

What’re you waiting for? Go and pay your first bill with TrakkaPay 🙂.

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