U.S. Financial Diaries

USFD tracked 235 low- and moderate-income households over the course of a year to collect highly detailed data on how families manage their finances on a day-to-day basis. This research reveals hard-to-see aspects of the financial lives of working Americans.

Apr 24, 2016

Q&A from the Hidden Financial Lives Webinars, Part 3

Preliminaries: This is a continuation of a series of posts answering questions from the SSIRLive! Webinar on the Hidden Financial Lives of America’s Poor and Middle Class. You can see the first post in the series here and the second here…

Timothy Ogden

Feb 3, 2016

Additional Q&A from the SSIRLive! Hidden Financial Lives Webinar, Part 2

Preliminaries: This is a continuation of a series of posts answering questions from the SSIRLive! Webinar on the Hidden Financial Lives of America’s Poor and Middle Class. You can see the first post in the…

Additional Q&A from SSIRLive! Hidden Financial Lives Webinar

By Tim Ogden

We had many, many questions on the first webinar in the Hidden Financial Lives series that we weren’t able to get to during the time allowed. Over the next few weeks, I’ll be answering…

Saving For Sooner: How and Why Short-Term Savings Matter

Because many working families aren’t saving for the long term, it is widely assumed that they are not saving at all. That’s not necessarily true.
Research from the US Financial Diaries project shows that many working families do…