Zelf Product

Comprehensive Guide to ZELF Bonuses

Learn about our customer loyalty program where you make virtual-to-real money from inviting your friends and followers

Zelf Team
Zelfco

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Zelf.co

TL;DR

There are two types of ZELF bonuses — Pending & Spendable.
Pending bonuses are the maximum earning potential that depends on your friends’ actions. Spendable bonuses can already be used to compensate your ZELF card purchases.

Here is how your pending bonuses become spendable for both you and your friend:

–– €1 for getting ZELF card

–– €1 for making first transaction €5 or more

–– €3 for passing the KYC

Plus, your €1 pending bonus for 2nd-level invite becomes spendable when a friend of your friend gets a ZELF card.

You can spend your bonuses after receiving your card. They will be issued gradually, with ambassadors and the most active Zelfers served first. Here is our global launch schedule:

Zelf.co

ZELF Bonuses: from Pending to Spendables

Our Customer Loyalty Program (check it out) among many things encourages users to share their referral links to earn ZELF Bonuses (virtual-to-real money). We received a great number of questions asking about the purpose and functionality of the program.

Let’s see it with examples.

There are two types of ZELF Bonuses — Pending & Spendable. Pending bonuses are the maximum earning potential that depends on your friends’ actions. Spendable bonuses can already be used to compensate your ZELF card purchases and thus can be used only after you get your card.

Here’s a step-by-step explanation how your pending bonuses become spendable for both you and your friend:

Step 1

Let’s say you created a ZELF account and ordered a card. Once you receive the card in your messenger, 💰My ZELF menu will show:

🔁 €4 — Pending bonuses

💫 €1 — Spendable bonuses

Congrats! One out of five Pending bonuses became Spendable just because you got your card.

Step 2

When you make a first purchase of €5 or more with your ZELF card (to buy a sandwich, let’s say), another one of your Pending bonuses will become Spendable. And, therefore, the balance will change to:

🔁 €3 — Pending bonuses

💫 €2 — Spendable bonuses

Step 3

To transform the rest of the Pending bonuses into Spendables and remove the limitations of the anonymous card, you need to verify your identity by providing documents in the chatbot. Don’t worry, we safeguard your personal data and comply with all applicable personal data protection laws and regulations.

Once you successfully pass this step, your balance will become:

💫 €5 — Spendable bonuses

Nice, we just learned how to convert 5 Pending bonuses to 5 Spendable.

2nd level referrals

Very easy: when a friend of your friend gets a ZELF card, one more bonus becomes spendable.

There’s no limit on the number of friends you can invite, and, therefore, the number of bonuses you can collect.

ZELF Bonuses: use your Spendables

Like a cashback — first, you buy whatever you want with your card. Then, you compensate the amount you paid with Spendables via ZELF chatbot and get the money back onto your card.

How does ZELF refund work?

Remember the €5 sandwich earlier? Now suppose we have €5 Spendable bonuses in our account. ZELF bot will find all eligible purchases and you will select the one you want to be compensated for.

€5 Spendable bonuses will become €5 on your card.

As if you just got a 100% discount on that sandwich purchase!

Are we throwing money away?

Nope, it is our marketing and customer education strategy.

By the time the customer gets €5 bonus she has learned to order the card, receive it, top it up, use it, provide proper documentation to the bot and mastered our neobank’s interface.

Educated cardholder is a very valuable customer.

Keep on Zelfing!

DISCLAIMER

This is the current version of the ZELF Bonuses guide, valid upon review (last review date: 29.05.2020.) ZELF reserves a right to change bonus programs in the best interest of our customers. We will update this document if the system changes.

The current version of the document applies to the European and non-European residents. Keep in mind that the Customer Loyalty Program is a limited-time offer.

Join the ZELF community and start earning! 100+ people already received more than €500 of Pending bonuses through the Customer Loyalty Program program. Set up your ZELF account and try to beat them: https://zelf.co/

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